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30 Bay Dr, Key West, FL 33040 Property Records

Monroe County property record for 30 Bay Dr, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,582 sqft · built 1960
Lot Size0.214 acres (9,338 sqft)
OwnerIndividual Name on Record
Last Sale$30,000 (Nov 2018)
Tax Bill$4,429 (2025)
Deeds & MortgagesNov 2018 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00160440-000000

Property Details

APN / Parcel Number

Primary APN00160440-000000
Alternative APNs
  • 08672700160440000000
  • 1206016

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,582 sqft Living Area
1st Floor Area1,582 sqft
FlooringConcrete/Cement
Interior WallsWood

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1999
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,338 sqft (0.214 acres)
View / LotCanal
Garage TypeCovered
Garage Area260 sqft

Exterior Amenities

PorchSlab
Porch Area283 sqft
Deck Area288 sqft
Patio Area288 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1206016
Street Address30 BAY DR
CityKEY WEST
StateFL
Zip33040-6115
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionBK 5 LT 15 BAY POINT AMENDED PLAT SADDLEBUNCH KEYS PB3-75 OR52-295 OR485-406/07 OR1005-1347D/C OR1006-2374/2376WILL OR2473-452/53R/S OR2480-1735/36C OR2938-534AFF OR2938-0536
Legal Range27E
Legal Township67S
Legal Section08
Legal SubdivisionBAY POINT AMD PLAT
Legal Block5
Legal Lot Number15
JurisdictionMONROE FL
Township / Civil DivisionLOWER KEYS
Census Block Group1
Census Block1039
Census Tract971600

Owner

Source: Monroe County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address30 BAY DR, KEY WEST, FL 33040-6115
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 29, 2018 · Amount on Record
Deed SaleNov 29, 2018 · Amount on Record
Deed Document Number20182196307
Deed Book / Page2938 / 536
Prior Transfer DateMay 27, 2010
Prior Transfer Doc0024730452
Record UpdatedOct 29, 2026

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateNov 29, 2018
Property Address30 BAY DR, KEY WEST, FL 33040-6115
Document Number0029380536
Book / Page2938 / 0536
Map ReferenceMB 3 PG 75
Instrument DateNov 29, 2018
Instrument2196307
Transaction TypeTransfer
Record UpdatedSep 13, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,010.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 2463, KEY WEST, FL 33045-2463

Transferred To (Grantee/Buyer)

NameVerified Name
Address30 BAY DR, KEY WEST, FL 33040-6115

Mortgage

Document Number2196308
DateNov 29, 2018
Instrument2196308
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2048

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,429.00 (+5.65%) Homeowner's exemption$487,698 (+5.99%)$898,431 (+11.4%) Land $707,354 Building $191,077
2024$4,192.00 (+4.83%)
2023$3,999.00 (+2.91%) Homeowner's exemption$460,150 (+3%)$806,511 (+34.09%) Land $631,902 Building $174,609
2022$3,886.00 Homeowner's exemption$446,748$601,459 Land $424,412 Building $177,047

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 537 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies537 in force
Nearby Flood Claims1,085 (1980–2022)
Claims Outside the SFHA1 of 1,085
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 256 claims
  • Hurricane Wilma, Oct 2005 · 486 claims
  • Hurricane Georges, Oct 1998 · 297 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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