Monroe County property record for 24 Bay Dr, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,760 sqft · built 2018 |
| Lot Size | 0.185 acres (8,048 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $125,000 (May 1992) |
| Tax Bill | $1,876 (2024) |
| Deeds & Mortgages | Mar 2019 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 00160410-000000 |
| Primary APN | 00160410-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,760 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Combination |
| Construction Type | Wood |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 8,048 sqft (0.185 acres) |
| View / Lot | Canal |
| Garage Type | Covered |
| Garage Area | 960 sqft |
| Porch | Florida Room |
|---|---|
| Porch Area | 280 sqft |
| Deck Area | Deck Area |
| Patio Area | 825 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1205982 |
|---|---|
| Street Address | 24 BAY DR |
| City | KEY WEST |
| State | FL |
| Zip | 33040-6115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 5 LT 12 BAY POINT AMENDED PLAT SADDLEBUNCH KEYS PB3-75 OR245-108/09 OR1027-1740 OR1214-1145/46 OR2736-536D/C OR3268-1422 |
| Legal Range | 27E |
| Legal Township | 67S |
| Legal Section | 08 |
| Legal Subdivision | BAY POINT AMD PLAT |
| Legal Block | 5 |
| Legal Lot Number | 12 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 971600 |
Source: Monroe County records, as of May 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3208 SEVEN SPRINGS BLVD, NEW PORT RICHEY, FL 34655-3135 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 1992 · Amount on Record |
| Deed Sale | May 1, 1992 · Amount on Record |
| Prior Sale | Sep 1, 1987 · Amount on Record |
| Deed Book / Page | 1214 / 1145 |
| Last Transfer Date | Mar 25, 2024 |
| Transfer Doc | 0032681422 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 24 BAY DR, KEY WEST, FL 33040-6115 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0029552456 |
|---|---|
| Date | Mar 29, 2019 |
| Book Page | 2955/2456 |
| Instrument | 2213072 |
| Name | KEYS FCU |
|---|---|
| Type | Credit Union |
| Address | KEY WEST, FL 33041 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 216 Months |
| Due | Mar 28, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $210,004 (+11.26%) | $958,015 (+11.69%) Land $627,744 Building $330,271 | |
| 2024 | $1,876.00 (+0.59%) | ||
| 2023 | $1,865.00 (+0.81%) Senior Citizen's exemption | $188,757 (+3%) | $857,778 (+27.33%) Land $560,785 Building $296,993 |
| 2022 | $1,850.00 Senior Citizen's exemption | $183,260 | $673,639 Land $376,646 Building $296,993 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 537 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 537 in force |
| Nearby Flood Claims | 1,085 (1980–2022) |
| Claims Outside the SFHA | 1 of 1,085 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
5G and 4G LTE (outdoors only)
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