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34 Bay Dr, Key West, FL 33040 Property Records

Monroe County property record for 34 Bay Dr, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,633 sqft · built 1956
Lot Size0.338 acres (14,751 sqft)
OwnerIndividual Name on File
Last Sale$950,000 (Aug 2023)
Tax Bill$7,383 (2024)
Deeds & MortgagesAug 2023 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00160460-000000

Property Details

APN / Parcel Number

Primary APN00160460-000000
Alternative APNs
  • 08672700160460000000
  • 1206032

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,633 sqft Living Area
1st Floor Area1,633 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 2018
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeFlat
Roof MaterialMetal
Lot Area14,751 sqft (0.338 acres)

Exterior Amenities

PorchOpen Porch
Porch Area360 sqft
Deck Area65 sqft
Patio Area65 sqft
FenceFence
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1206032
Old Parcel Number08672700160460000000
Street Address34 BAY DR
CityKEY WEST
StateFL
Zip33040-6115
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 5 LOT 17 AND NLY 1/2 LOT 18 BAY POINT AMENDED PLAT PB3-75 SADDLLBUNCH KEYS OR34-169 OR107-255 OR609-511 OR723-670
Legal Range27E
Legal Township67S
Legal Section08
Legal SubdivisionBAY POINT AMD PLAT
Legal Block5
Legal Lot Number17-18
JurisdictionMONROE FL
Township / Civil DivisionLOWER KEYS
Census Block Group1
Census Block1039
Census Tract971600

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address18834 EDNA ST, OMAHA, NE 68136-1245
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 7, 2023 · Amount on File
Deed SaleAug 7, 2023 · Amount on File
Prior SaleAug 30, 1994 · Amount on File
Deed Document Number2427727
Deed Book / Page3237 / 1406
Record UpdatedJun 8, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateAug 7, 2023
Property Address34 BAY DR, KEY WEST, FL 33040-6115
Document Number0032371406
Book / Page3237 / 1406
Map ReferenceMB 3 PG 75
Instrument DateAug 3, 2023
Instrument2427727
Transaction TypeTransfer
Record UpdatedAug 28, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,650.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2260 NW 3RD CT, BOCA RATON, FL 33431-7433

Transferred To (Grantee/Buyer)

NameVerified Name
Address18834 EDNA ST, OMAHA, NE 68136-1245
InvestorPossibly a Property Investor

Mortgage

Document Number0032371408
DateAug 7, 2023
Instrument3237/1408
Lender
NameHOMEXPRESS MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2053

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,261,478 (+533.97%) Land $880,250 Building $381,228$1,261,478 (+25.65%) Land $880,250 Building $381,228
2024$7,383.00 (+270.26%)
2023$1,994.00 (+2.84%) Homeowner's exemption$198,981 (+3%)$1,003,961 (+33.59%) Land $786,356 Building $217,605
2022$1,939.00 Homeowner's exemption$193,186$751,546 Land $528,150 Building $223,396

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 537 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies537 in force
Nearby Flood Claims1,085 (1980–2022)
Claims Outside the SFHA1 of 1,085
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 256 claims
  • Hurricane Wilma, Oct 2005 · 486 claims
  • Hurricane Georges, Oct 1998 · 297 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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