3 Wild Creek Way, Ormond Beach, FL 32174 Property Records

Volusia County property record for 3 Wild Creek Way, Ormond Beach, FL 32174

Property Summary

Property TypeSingle Family Home
Details5 bd · 5.5 ba · 4,854 sqft · built 1999
Lot Size0.387 acres (16,836 sqft)
Owner2 Trust Names on Record
Last Sale$423,000 (Sep 2013)
Tax Bill$7,045 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Nov 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN4126-05-00-1100

Property Details

APN / Parcel Number

Primary APN4126-05-00-1100
Alternative APNs
  • 31142605001100
  • 26143105001100
  • 5282660.0
  • 5282660

Interior

Bedrooms5 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,854 sqft Living Area
Gross Area5,643 sqft
1st Floor Area3,731 sqft
Upper Floors Area532 sqft
Utility RoomUtility Room
FlooringCombination, Other
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2005
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialConcrete
Lot Area16,836 sqft (0.387 acres)
Garage TypeAttached
Garage Area789 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area1 sqft
PorchFlorida Room
Porch Area662 sqft
Patio Area810 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number5282660
Street Address3 WILD CREEK WAY
CityORMOND BEACH
StateFL
Zip32174-1806
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 110 BREAKAWAY TRAILS PHASE 3 UNIT I MB 44 PGS 1-7 PER OR 5140 PG 2351 PER OR 6815 PG 0565 PER OR 6905 PG 2022 PER OR 7434 PG 3597
Legal Range31E
Legal Township14S
Legal Section26
Legal SubdivisionBREAKAWAY TRAILS PHASE 3 UNIT I MB
Legal Phase3
Legal Tract05
Legal Lot Number110
Legal Unit1
JurisdictionVOLUSIA FL
Township / Civil DivisionCENTRAL VOLUSIA
Census Block Group4
Census Block4000
Census Tract83203

Owner

Source: Volusia County records, as of June 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on Record
Mailing Address3 WILD CREEK WAY, ORMOND BEACH, FL 32174-1806
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
May 27, 2026Deed of Trust, Mortgage · Line of Credit
LOANDEPOT.COM LLC
Nov 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Jul 23, 2020Deed of Trust, Mortgage · Line of Credit
BBVA USA
Mar 26, 2018Deed of Trust, Mortgage · Conventional with PMI
CALIBER HM LOANS
Aug 10, 2017Warranty Deed, Transfer · Conventional with PMI
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 11, 2013 · Amount on Record
Deed SaleSep 11, 2013 · Amount on Record
Prior SaleFeb 5, 2013 · Amount on Record
Deed Document Number2013175335
Deed Book / Page6905 / 2022
Prior Transfer DateMay 28, 1998
Prior Transfer Doc4321002911
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Recording DateMay 27, 2026
Property Address3 WILD CREEK WAY, ORMOND BEACH, FL 32174-1806
Document Number0000095092
Book / Page8858 / 298
Instrument DateMay 8, 2026
Instrument202695092
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000095092,
DateMay 27, 2026
Book Page8858/298
Instrument202695092
Lender
NameLOANDEPOT.COM LLC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJun 4, 2041
Interest
Rate5.74%
Max Rate-1%

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address3 WILD CREEK WAY, ORMOND BEACH, FL 32174-1806
Transaction TypeMortgage
Record UpdatedNov 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 WILD CREEK WAY, ORMOND BEACH, FL 32174-1806

Mortgage

Document Number0081482003
DateNov 3, 2021
Book Page8148/2003
Instrument2021-264058
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 1, 2036

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address3 WILD CREEK WAY, ORMOND BEACH, FL 32174-1806
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0078841901
DateJul 23, 2020
Book Page7884/1901
Instrument2020-135332
Lender
NameBBVA USA
TypeBank
AddressSAINT JOHNS, FL 32259
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJul 10, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address3 WILD CREEK WAY, ORMOND BEACH, FL 32174-1806
Document Number0075261383
Instrument DateMar 26, 2018
Transaction TypeMortgage
Record UpdatedMay 1, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3 WILD CREEK WAY ORMOND BEACH FL 321741806, ORMOND BEACH, FL 32174-1806

Mortgage

Document Number0075261383
DateApr 2, 2018
Book Page007526/001383
Instrument64226
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueApr 1, 2033

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateAug 10, 2017
Property Address3 WILD CREEK WAY, ORMOND BEACH, FL 32174-1806
Document Number0074343597
Book / Page007434 / 003597
Instrument DateJun 16, 2017
Instrument157505
Transaction TypeTransfer
Record UpdatedSep 4, 2017
Title CompanyAGENT'S CHOICE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,150.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3 WILD CREEK WAY ORMOND BEACH FL 321741806, ORMOND BEACH, FL 32174-1806

Mortgage

Document Number74343598
DateAug 10, 2017
Book Page007434/003598
Instrument157506
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 9, 2047

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityOrmond Beach City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$485,776 (+2.7%)$766,335 (+1.62%) Land $75,000 Building $691,335
2025$7,045.00 (+6.65%) Homeowner's exemption$473,005 (+5.99%)$754,118 (+12.16%) Land $75,000 Building $679,118
2023$6,606.00 (+2.95%) Homeowner's exemption$446,287 (+3%)$672,344 (+7.37%) Land $75,000 Building $597,344
2022$6,417.00 Homeowner's exemption$433,288$626,200 Land $63,000 Building $563,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 150 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies150 in force
Nearby Flood Claims3 (2022–2024)
Claims Outside the SFHA2 of 3
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORMOND BEACH
serves 59,744 people · EPA ID FL3640963
Water SourceGroundwater
Last State InspectionJun 2024
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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