3 W Main St, Waterloo, NY 13165 Property Records

Seneca County and Waterloo Town property record for 3 W Main St, Waterloo, NY 13165

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details3,378 sqft · built 1955
Lot Size0.06 acres (2,614 sqft)
OwnerCompany Name on Record
Tax Bill$113 (2026)
APN453801 09-3-43

Property Details

APN / Parcel Number

Primary APN453801 09-3-43
Alternative APN
  • 380100900000030430000000

Interior

Stories3 Stories
Building Area3,378 sqft Gross Area
Basement Area1,176 sqft
Unfinished Basement1,176 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Lot Area2,614 sqft (0.06 acres)
Lot Dimensions115 ft deep x 22 ft wide
PorchSlab
Porch Area18 sqft

Utilities, Heating & Cooling

Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3 W MAIN ST
CityWATERLOO
StateNY
Zip13165-1328
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code05 - COMME
Legal Description329-256
Legal Block3
Legal Lot Number43.000
JurisdictionSENECA NY
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2004
Census Tract950600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Waterloo Downtown Historic District
listed 2017 · 46 contributing resources · NRIS 100000895

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Seneca County and Waterloo Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address942 LAFAYETTE AVE, BROOKLYN, NY 11221-1906
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Seneca County and Waterloo Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySeneca County
County SubdivisionWaterloo Town
MunicipalityWaterloo Village
Unified School DistrictWaterloo Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$113.00
2025$113.00 (-93.51%)$66,100 (-) Land $14,400 Building $51,700$108,400 (+16.44%) Land $23,615 Building $84,785
2023$66,100 Land $14,400 Building $51,700$93,099 Land $20,282 Building $72,817
2019$1,740.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 93% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO VILLAGE
serves 7,000 people · EPA ID NY4901199
Water SourceSurface water
Last State InspectionSep 2024
Lead10 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
CBN
Fixed Wireless · not low latency
100 / 100

May also be available: T-Mobile.

Nearby Properties on W Main St

Nearby Streets

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