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1 W Main St, Waterloo, NY 13165 Property Records

Seneca County and Waterloo Town property record for 1 W Main St, Waterloo, NY 13165

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details8,787 sqft · built 1840
Lot Size0.07 acres (3,049 sqft)
OwnerCompany Name on File
Last Sale$100,000 (May 2018)
Tax Bill$5,369 (2026)
Deeds & MortgagesMay 2017 Mortgage
May 2018 Sale
APN453801 09-3-44

Property Details

APN / Parcel Number

Primary APN453801 09-3-44
Alternative APN
  • 380100900000030440000000

Interior

Stories3 Stories
Building Area8,787 sqft Gross Area
Basement Area2,929 sqft
Unfinished Basement2,929 sqft

Exterior

Year BuiltBuilt 1840
Effective Year BuiltEffective 1840
Lot Area3,049 sqft (0.07 acres)
Lot Dimensions108 ft deep x 33 ft wide
PorchSlab
Porch Area30 sqft
Canopy90 sqft

Utilities, Heating & Cooling

Cooling SystemPartial
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1 W MAIN ST
CityWATERLOO
StateNY
Zip13165-1328
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code05 - COMME
Legal DescriptionMB57-157,329-256
Legal Block3
Legal Lot Number44.000
JurisdictionSENECA NY
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2004
Census Tract950600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Waterloo Downtown Historic District
listed 2017 · 46 contributing resources · NRIS 100000895

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1 W Main St, a commercial property, is owned by a company that bought it in May 2018.

Source: Seneca County and Waterloo Town records, as of September 23, 2026

Owner of RecordCompany Name on File
Mailing Address942 LAFAYETTE AVE, BROOKLYN, NY 11221-1906
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 9, 2017Deed of Trust, Mortgage · Commercial Mortgage
JOAN SCHNEIDER
May 18, 2018Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 18, 2018 · Amount on File
Deed SaleMay 18, 2018 · Amount on File
Prior SaleJun 17, 2016 · Amount on File
Deed Book / Page970 / 328
Record UpdatedOct 29, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSENECA NY
Property Address1 W MAIN ST, WATERLOO, NY 13165-1328
Transaction TypeMortgage
Record UpdatedMay 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001626/0000000178
DateMay 9, 2017
Book Page0000001626/0000000178
Instrument201700035493
Lender
NameJOAN SCHNEIDER
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term32 Months
DueJan 1, 2020

May 2018: Deed, Transfer

Document TypeDeed
JurisdictionSENECA NY
Recording DateMay 18, 2018
Property Address1 W MAIN ST, WATERLOO, NY 13165-1328
Document Number000970/328
Book / Page970 / 328
Transaction TypeTransfer
Record UpdatedMay 12, 2022

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address942 LAFAYETTE AVE, BROOKLYN, NY 11221-1906

Tax Assessment & Valuation

The 2026 property tax bill for 1 W Main St was $5,369, up 4.3% from the year before.

Source: Seneca County and Waterloo Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySeneca County
County SubdivisionWaterloo Town
MunicipalityWaterloo Village
Unified School DistrictWaterloo Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,369.00 (+4.27%)
2025$5,149.00$107,200 Land $33,600 Building $73,600$175,700 Land $55,070 Building $120,630
2023$107,200 Land $33,600 Building $73,600$150,986 Land $47,324 Building $103,662
2019$4,935.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1 W Main St; 6 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 W Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 93% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO VILLAGE
serves 7,000 people · EPA ID NY4901199
Water SourceSurface water
Last State InspectionSep 2024
Lead10 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber		2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
CBN
Fixed Wireless · not low latency		100 / 100

May also be available: T-Mobile.

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