Seneca County and Waterloo Town property record for 2 W Main St, Waterloo, NY 13165
| Property Type | Bank, Financial Building |
|---|---|
| Details | 12,219 sqft · built 1971 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Company Name on File |
| Tax Bill | $23,878 (2025) |
| APN | 453801 10-3-75 |
| Primary APN | 453801 10-3-75 |
|---|---|
| Alternative APN |
|
| Stories | 3 Stories |
|---|---|
| Building Area | 12,219 sqft Gross Area |
| Basement Area | 3,792 sqft |
| Unfinished Basement | 3,792 sqft |
| Overhead Door | Overhead Door |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Lot Area | 13,939 sqft (0.32 acres) |
| Porch | Porch |
| Porch Area | 65 sqft |
| Canopy | 1,886 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2 W MAIN ST |
|---|---|
| City | WATERLOO |
| State | NY |
| Zip | 13165-1329 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Local Zoning Code | 05 - COMME |
| Legal Description | COURT ORDERED MERGE |
| Legal Block | 3 |
| Legal Lot Number | 75.000 |
| Jurisdiction | SENECA NY |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 950600 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Waterloo Downtown Historic District listed 2017 · 46 contributing resources · NRIS 100000895 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Seneca County and Waterloo Town assessment roll, as of May 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 5790 WIDEWATERS PKWY, SYRACUSE, NY 13214-1884 |
| Owner Type | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Feb 26, 1997 |
| Transfer Doc | 0551000238 |
| Record Updated | Jun 8, 2026 |
Source: Seneca County and Waterloo Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Seneca County |
| County Subdivision | Waterloo Town |
| Municipality | Waterloo Village |
| Unified School District | Waterloo Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $23,878.00 (+93.36%) | $500,000 (-) Land $37,100 Building $462,900 | $819,700 (+16.4%) Land $60,822 Building $758,878 |
| 2023 | $500,000 Land $37,100 Building $462,900 | $704,225 Land $52,253 Building $651,972 | |
| 2019 | $12,349.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO VILLAGE serves 7,000 people · EPA ID NY4901199 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 10 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Compass Broadband Network Fixed Wireless · not low latency | 100 / 100 |
May also be available: T-Mobile USA.
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