3 Valley Rd, Natick, MA 01760 Property Records

Middlesex County and Natick Town property record for 3 Valley Rd, Natick, MA 01760

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 992 sqft · built 1951
Lot Size0.146 acres (6,360 sqft)
OwnerIndividual on Record
Last Sale$305,000 (Apr 2026)
Tax Bill$6,622 (2025)
Deeds & MortgagesNov 2023 Line of Credit
Apr 2026 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN35-00000286

Property Details

APN / Parcel Number

Primary APN35-00000286
Alternative APN
  • NATI M:00000035 P:00000286

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area992 sqft Living Area
1st Floor Area992 sqft
Basement Area992 sqft
Unfinished Basement992 sqft

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1962
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area6,360 sqft (0.146 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number35-00000286
Street Address3 VALLEY RD
CityNATICK
StateMA
Zip01760-3414
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRG
JurisdictionNATICK MA
Township / Civil DivisionNATICK
Census Block Group2
Census Block2004
Census Tract382500

Owner

Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Mailing Address3 VALLEY RD, NATICK, MA 01760-3414
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2023Deed of Trust, Mortgage · Line of Credit
ROCKLAND TRUST CO
Apr 13, 2026Quit Claim Deed, Transfer · Conventional Mortgage
Aug 25, 2020Quit Claim Deed, Transfer · Stand-Alone Refinance
WASHINGTON TRUST MORTGAGE CO
Dec 30, 2019Quit Claim Deed, Transfer · Stand-Alone First Mortgage
WASHINGTON TRUST MORTGAGE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 13, 2026 · Amount on Record
Deed SaleApr 13, 2026 · Amount on Record
Prior SaleDec 30, 2019 · Amount on Record
Deed Document Number202640891
Deed Book / Page85463 / 463
Prior Transfer DateAug 18, 2020
Prior Transfer Doc75441-207
Record UpdatedSep 20, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNATICK MA
Property Address3 VALLEY RD, NATICK, MA 01760-3414
Transaction TypeMortgage
Record UpdatedMay 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number082221-264
DateNov 17, 2023
Book Page82221/264
Instrument131896
Lender
NameROCKLAND TRUST CO
TypeNon-Lending Institution
Agreement
TypeLine of Credit
AmountAmount Recorded
Term541 Months
DueDec 1, 2068
Interest
Rate TypeAdjustable Rate

April 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNATICK MA
Recording DateApr 13, 2026
Property Address3 VALLEY RD, NATICK, MA 01760-3414
Document Number085463-463
Book / Page85463 / 463
Instrument DateApr 13, 2026
Instrument2026.40891
Transaction TypeTransfer
Record UpdatedMay 7, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 VALLEY RD, NATICK, MA 01760-3414

Mortgage

DateApr 13, 2026
Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate5.98%
Max Rate-1%

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNATICK MA
Recording DateAug 25, 2020
Property Address3 VALLEY RD, NATICK, MA 01760-3414
Document Number75441-207
Book / Page75441 / 207
Instrument DateAug 18, 2020
Instrument145259
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3 VALLEY RD, NATICK, MA 01760-3414

Mortgage

Document Number75441-211
DateAug 25, 2020
Book Page75441/211
Instrument145260
Lender
NameWASHINGTON TRUST MORTGAGE CO
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNATICK MA
Recording DateDec 30, 2019
Property Address3 VALLEY RD, NATICK, MA 01760-3414
Document Number73916-88
Book / Page73916 / 88
Instrument DateDec 16, 2019
Instrument208664
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3 VALLEY RD, NATICK, MA 01760-3414

Mortgage

Document Number208665
DateDec 30, 2019
Instrument208665
Lender
NameWASHINGTON TRUST MORTGAGE CO
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionNatick Town
Unified School DistrictNatick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,622.00 (+2.84%)$553,700 (+5.43%) Land $409,100 Building $144,600$511,100
2024$6,439.00 (+2.26%)$525,200 (+5.42%) Land $386,300 Building $138,900
2023$6,297.00$498,200 Land $363,600 Building $134,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNATICK WATER AND SEWER DIVISION
serves 37,006 people · EPA ID MA3198000
Water SourceGroundwater
Last State InspectionAug 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
Verizon
Fiber
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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