12 Valley Rd, Natick, MA 01760 Property Records

Middlesex County and Natick Town property record for 12 Valley Rd, Natick, MA 01760

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,824 sqft · built 1993
Lot Size0.447 acres (19,467 sqft)
Owner2 Individual Names on Record
Last Sale$735,000 (Jan 2020)
Tax Bill$11,285 (2025)
Deeds & MortgagesJan 2020 Sale & Mortgage
Jun 2019 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN35-0000288H

Property Details

APN / Parcel Number

Primary APN35-0000288H
Alternative APN
  • NATI M:00000035 P:0000288H

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area1,824 sqft Living Area
1st Floor Area864 sqft
Basement Area864 sqft
Unfinished Basement864 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleOther
Exterior MaterialWood Siding
Lot Area19,467 sqft (0.447 acres)
Garage TypeAttached
Parking Spaces1 Parking Space
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number35-0000288H
Street Address12 VALLEY RD
CityNATICK
StateMA
Zip01760-3415
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSA
JurisdictionNATICK MA
Township / Civil DivisionNATICK
Census Block Group2
Census Block2006
Census Tract382500

Owner

Source: Middlesex County and Natick Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12 VALLEY RD, NATICK, MA 01760-3415
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 6, 2020Quit Claim Deed, Transfer · Stand-Alone First Mortgage
LEADER BANK NA
Jun 20, 2019Deed of Trust, Mortgage · Line of Credit
METRO CU
Jan 2, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 6, 2020 · Amount on Record
Deed SaleJan 6, 2020 · Amount on Record
Prior SaleJul 28, 2000 · Amount on Record
Deed Document Number20201942
Deed Book / Page73949 / 70
Transfer Doc70462-408
Record UpdatedJun 8, 2026

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNATICK MA
Recording DateJan 6, 2020
Property Address12 VALLEY RD, NATICK, MA 01760-3415
Document Number73949-70
Book / Page73949 / 70
Instrument DateDec 26, 2019
Instrument1942
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 VALLEY RD, NATICK, MA 01760-3415

Mortgage

Document Number1943
DateJan 6, 2020
Instrument1943
Lender
NameLEADER BANK NA
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNATICK MA
Property Address12 VALLEY RD, NATICK, MA 01760-3415
Document Number72987-187
Instrument DateJun 20, 2019
Transaction TypeMortgage
Record UpdatedAug 13, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 VALLEY RD NATICK MA 017603415, NATICK, MA 01760-3415

Mortgage

Document Number72987-187
DateJul 25, 2019
Book Page072987/000187
Instrument107078
Lender
NameMETRO CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJul 24, 2044
Interest
Rate TypeAdjustable Rate

January 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNATICK MA
Recording DateJan 2, 2018
Property Address12 VALLEY RD, NATICK, MA 01760-3415
Document Number70462-408
Book / Page070462 / 000408
Instrument DateDec 20, 2017
Instrument195
Transaction TypeTransfer
Record UpdatedJan 23, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address12 VALLEY RD NATICK MA 017603415, NATICK, MA 01760-3415

Tax Assessment & Valuation

Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionNatick Town
Unified School DistrictNatick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,285.00 (+3.1%)$943,600 (+5.69%) Land $471,300 Building $472,300$807,025
2024$10,946.00 (+7.93%)$892,800 (+11.27%) Land $445,200 Building $447,600
2023$10,142.00$802,400 Land $417,000 Building $385,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 86% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNATICK WATER AND SEWER DIVISION
serves 37,006 people · EPA ID MA3198000
Water SourceGroundwater
Last State InspectionAug 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
Verizon
Fiber
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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