3 Turning Leaf Rd, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 3 Turning Leaf Rd, Ludlow, MA 01056

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,350 sqft · built 2021
Lot Size1.01 acres (44,257 sqft)
Owner2 Individual Names on Record
Tax Bill$12,625 (2026)
Deeds & MortgagesOct 2021 Refinance
Flood ZoneZone X (minimal risk)
APN11729

Property Details

APN / Parcel Number

Primary APN11729
Alternative APN
  • LUDL M:30 B:15150 P:191

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area2,350 sqft Living Area
Gross Area6,387 sqft
Basement Area2,455 sqft
Unfinished Basement2,455 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area44,257 sqft (1.01 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number11729
Street Address3 TURNING LEAF RD
CityLUDLOW
StateMA
Zip01056-3259
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block15150
JurisdictionLUDLOW MA
Township / Civil DivisionLUDLOW
Census Block Group3
Census Block3029
Census Tract810414

Owner

Source: Hampden County and Ludlow Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3 TURNING LEAF RD, LUDLOW, MA 01056-3259
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUDLOW MA
Property Address3 TURNING LEAF RD, LUDLOW, MA 01056-3259
Transaction TypeMortgage
Record UpdatedJan 31, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024165-12
DateOct 5, 2021
Book Page24165/12
Instrument70416
Lender
NameMONSON SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term373 Months
DueNov 1, 2052

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
County SubdivisionLudlow Town
Unified School DistrictLudlow School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$12,625.00 (-2.91%)$788,600 (+5.22%) Land $186,000 Building $602,600$769,242 (+9.7%)
2025$13,004.00 (+4.26%)$749,500 (+8.7%) Land $169,200 Building $580,300$701,195 (+8.88%)
2024$12,473.00 (+149.36%)$689,500 (+168.92%) Land $160,600 Building $528,900$644,005
2023$5,002.00$256,400 Land $141,000 Building $115,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims4 (1984–2013)
Claims Outside the SFHA2 of 4
Most Recent ClaimJun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Turning Leaf Rd

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