1 Turning Leaf Rd, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 1 Turning Leaf Rd, Ludlow, MA 01056

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,561 sqft · built 2020
Lot Size	1.11 acres (48,395 sqft)
Owner	2 Individual Names on Record
Tax Bill	$16,036 (2026)
Deeds & Mortgages	May 2025 Line of Credit May 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11726`

Property Details

APN / Parcel Number

Primary APN	`11726`
Alternative APN	`LUDL M:31 B:15150 P:112X`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,561 sqft Living Area
Gross Area	7,191 sqft
Basement Area	2,196 sqft
Unfinished Basement	2,196 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Colonial
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	48,395 sqft (1.11 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	11726
Street Address	1 TURNING LEAF RD
City	LUDLOW
State	MA
Zip	01056-3259
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	15150
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	3
Census Block	3029
Census Tract	810414

Owner

Source: Hampden County and Ludlow Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1 TURNING LEAF RD, LUDLOW, MA 01056-3259
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2025	Deed of Trust, Mortgage · Line of Credit WESTFIELD BANK FSB
May 16, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance LUSO FCU
May 19, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 16, 2022
Transfer Doc	0024554-62
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	1 TURNING LEAF RD, LUDLOW, MA 01056-3259
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025861-35
Date	May 13, 2025
Book Page	25861/35
Instrument	20985

Lender

Name	WESTFIELD BANK FSB
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2050

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	1 TURNING LEAF RD, LUDLOW, MA 01056-3259
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024548-232
Date	May 16, 2022
Book Page	24548/232
Instrument	29609

Lender

Name	LUSO FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2042

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUDLOW MA
Recording Date	May 19, 2022
Property Address	1 TURNING LEAF RD, LUDLOW, MA 01056-3259
Document Number	0024554-62
Book / Page	24554 / 62
Instrument Date	May 16, 2022
Instrument	30512
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1 TURNING LEAF RD, LUDLOW, MA 01056-3259

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,036.00 (+11.04%)	$1,001,600 (+20.33%) Land $170,600 Building $831,000	$850,549 (-3.58%)
2025	$14,442.00 (+8.26%)	$832,400 (+12.88%) Land $155,300 Building $677,100	$882,170 (+8.68%)
2024	$13,340.00 (+33.6%)	$737,400 (+44.08%) Land $147,400 Building $590,000	$811,680
2023	$9,985.00	$511,800 Land $129,400 Building $382,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1984–2013)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Turning Leaf Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures