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3 Tree Top Pl, Black Mountain, NC 28711 Property Records

Buncombe County property record for 3 Tree Top Pl, Black Mountain, NC 28711

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 3,167 sqft · built 1991
Lot Size0.79 acres (34,412 sqft)
OwnerIndividual Name on Record
Last Sale$784,000 (Jul 2026)
Tax Bill$4,355 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN766741-2020-202

Property Details

APN / Parcel Number

Primary APN766741-2020-202
Alternative APNs
  • 0619-60-1298-00000
  • 061919601201000
  • 008139931

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area3,167 sqft Living Area
Gross Area3,671 sqft
1st Floor Area3,167 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 2008
Architectural StyleConventional
Exterior MaterialWood
Foundation TypePier/Post & Beam
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area34,412 sqft (0.79 acres)
Garage TypeAttached
Garage Area504 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area296 sqft
Deck Area702 sqft
Patio Area962 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number766741-2020-202
Street Address3 TREE TOP PL
CityBLACK MOUNTAIN
StateNC
Zip28711-9469
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR-2
Legal DescriptionSUBDIV: TIMBER PARK BLOCK: LOT: 6 SECTION: PLAT: 0055-0185
Legal SubdivisionTIMBER PARK
Legal Block3
Legal Lot Number6
JurisdictionBUNCOMBE NC
Township / Civil DivisionBLACK MOUNTAIN
Census Block Group3
Census Block3054
Census Tract3105

Owner

Source: Buncombe County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3 TREE TOP PL, BLACK MOUNTAIN, NC 28711-9469
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 23, 2026 · Amount on Record
Deed SaleJul 23, 2026 · Amount on Record
Prior SaleOct 21, 1998 · Amount on Record
Deed Document Number2026
Deed Book / Page6614 / 1234
Prior Transfer DateSep 30, 1999
Prior Transfer Doc2180000093
Record UpdatedOct 29, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUNCOMBE NC
Recording DateJul 23, 2026
Property Address3 TREE TOP PL, BLACK MOUNTAIN, NC 28711-9469
Document Number6614001234
Book / Page6614 / 1234
Instrument DateJul 21, 2026
Transaction TypeTransfer
Record UpdatedAug 4, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$158,368.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 TREE TOP PL, BLACK MOUNTAIN, NC 28711-9469

Mortgage

Document Number6614001237,
DateJul 23, 2026
Book Page6614/1237
Lender
NameHOMETRUST BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Rate6.52%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBuncombe County
MunicipalityBlack Mountain Town
Unified School DistrictBuncombe County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,355.00$502,000 (-) Land $59,200 Building $442,800$502,000 (-) Land $59,200 Building $442,800
2023$4,111.00$502,000$502,000 (-) Land $59,200 Building $442,800
2021$502,000 Land $59,200 Building $442,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Nearby Flood Policies16 in force
Nearby Flood Claims4 (2024)
Claims Outside the SFHA1 of 4
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · above 64% of North Carolina
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BLACK MOUNTAIN
serves 11,976 people · EPA ID NC0111020
Water SourcePurchased surface water from several systems
Last State InspectionMar 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: Verizon.

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