16 Tree Top Pl, Black Mountain, NC 28711 Property Records

Buncombe County property record for 16 Tree Top Pl, Black Mountain, NC 28711

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,944 sqft · built 1991
Lot Size	0.739 acres (32,234 sqft)
Owner	Individual Name on File
Last Sale	$520,000 (Apr 2018)
Tax Bill	$3,879 (2025)
Deeds & Mortgages	Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0619-60-3722-00000`

Property Details

APN / Parcel Number

Primary APN	`0619-60-3722-00000`
Alternative APN	`061919601694000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,944 sqft Living Area
Gross Area	3,122 sqft
1st Floor Area	3,122 sqft
Basement Area	1,604 sqft
Finished Basement	1,178 sqft
Unfinished Basement	426 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Architectural Style	Conventional
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	32,234 sqft (0.739 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	280 sqft
Deck Area	228 sqft
Patio Area	228 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	061919601694000
Street Address	16 TREE TOP PL
City	BLACK MOUNTAIN
State	NC
Zip	28711-9469
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DEED DATE:04/18/2018 DEED
Legal Description	DEED DATE:04/18/2018 DEED:5655-1324 LOT:4 PLAT:0188-0072
Legal Subdivision	TIMBER PARK
Legal Lot Number	4
Jurisdiction	BUNCOMBE NC
Township / Civil Division	BLACK MOUNTAIN
Census Block Group	3
Census Block	3054
Census Tract	3105

Owner

16 Tree Top Pl is owned and occupied by an individual who bought it in April 2018.

Source: Buncombe County records, as of September 24, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	16 TREE TOP PL, BLACK MOUNTAIN, NC 28711-9469
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2018 · Amount on File
Deed Sale	Apr 18, 2018 · Amount on File
Prior Sale	Oct 14, 1999
Deed Document Number	0056551324
Deed Book / Page	5655 / 1324
Record Updated	Jun 8, 2026

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Apr 18, 2018
Property Address	16 TREE TOP PL, BLACK MOUNTAIN, NC 28711-9469
Document Number	0056551324
Book / Page	5655 / 1324
Map Reference	MB 188 PG 72
Instrument Date	Apr 17, 2018
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,040.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	141 SPRING VIEW DR, 141, BLACK MOUNTAIN, NC 28711-0329

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20954 ISLAND SOUND CIR # 202, 202, ESTERO, FL 33928-8946

Mortgage

Document Number	56551327
Date	Apr 18, 2018
Instrument	5655/1327

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	May 1, 2023
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.5%
Index	1-Year CMT
Max Rate	8.5%

Tax Assessment & Valuation

The 2025 property tax bill for 16 Tree Top Pl was $3,879.

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Municipality	Black Mountain Town
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,879.00	$447,100
2023	$3,582.00	$437,400	$437,400 Land $58,700 Building $378,700
2021			$447,100 Land $58,700 Building $388,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Tree Top Pl in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	4 (2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Tree Top Pl is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BLACK MOUNTAIN serves 11,976 people · EPA ID NC0111020
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000