3 Sunset Ln, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 3 Sunset Ln, Upper Saddle River, NJ 07458

Property Summary

Property TypeSingle Family Home
Details3,838 sqft · built 1964
Lot Size0.88 acres (38,333 sqft)
OwnerIndividual Name on File
Last Sale$1,175,000 (Jan 2013)
Tax Bill$18,630 (2025)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN63-01104-0000-00005

Property Details

APN / Parcel Number

Primary APN63-01104-0000-00005
Alternative APNs
  • 630110400005
  • 135600

Interior

Stories2 Stories
Building Area3,838 sqft Living Area

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Construction TypeFrame
Lot Area38,333 sqft (0.88 acres)

Location & Zoning

Account Number135600
Street Address3 SUNSET LN
CityUPPER SADDLE RIVER
StateNJ
Zip07458-2012
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description.880 AC
Legal SubdivisionREDWILL CORP INC
Legal Block1104
Legal Lot Number5
JurisdictionBERGEN NJ
Township / Civil DivisionUPPER SADDLE RIVER
Census Block Group3
Census Block3000
Census Tract53201

Owner

Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3 SUNSET LN, UPPER SADDLE RIVER, NJ 07458-2012
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 31, 2013 · Amount on Record
Deed SaleJan 31, 2013 · Amount on Record
Prior SaleNov 16, 1999 · Amount on Record
Deed Document Number201310966
Deed Book / Page1264 / 925
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address3 SUNSET LN, UPPER SADDLE RIVER, NJ 07458-2012
Transaction TypeMortgage
Record UpdatedAug 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0038591211
DateDec 10, 2020
Book Page3859/1211
Instrument20-131164
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term239 Months
DueNov 1, 2040

Tax Assessment & Valuation

Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityUpper Saddle River Borough
Secondary School DistrictNorthern Highlands Regional School District (09 - 12)
Elementary School DistrictUpper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$719,300 (-) Land $335,200 Building $384,100$719,300 (-) Land $335,200 Building $384,100
2025$18,630.00 (+1.73%)$719,300 (-) Land $335,200 Building $384,100$719,300 (-) Land $335,200 Building $384,100
2024$18,313.00 (+3.77%)
2023$719,300 Land $335,200 Building $384,100$719,300 Land $335,200 Building $384,100
2022$17,647.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Nearby Flood Policies16 in force
Nearby Flood Claims3 (2021–2026)
Claims Outside the SFHA2 of 3
Most Recent ClaimMar 2026 · rainfall accumulation
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 83% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum Communications
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: AT&T.

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