17 Sunset Ln, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 17 Sunset Ln, Upper Saddle River, NJ 07458

Property Summary

Property Type	Single Family Home
Details	5,443 sqft · built 2004
Lot Size	0.86 acres (37,462 sqft)
Owner	Individual Name on Record
Last Sale	$2,300,000 (Aug 2025)
Tax Bill	$32,375 (2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Mar 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`63-01105-0000-00014`

Property Details

APN / Parcel Number

Primary APN	`63-01105-0000-00014`
Alternative APNs	`630110500014` `145400`

Interior

Stories	1 Story
Building Area	5,443 sqft Living Area
1st Floor Area	5,443 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	37,462 sqft (0.86 acres)

Location & Zoning

Account Number	145400
Street Address	17 SUNSET LN
City	UPPER SADDLE RIVER
State	NJ
Zip	07458-2026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.860 AC
Legal Subdivision	SADDLE HORN FARMS
Legal Block	1105
Legal Lot Number	14
Jurisdiction	BERGEN NJ
Township / Civil Division	UPPER SADDLE RIVER
Census Block Group	3
Census Block	3003
Census Tract	53201

Owner

Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	17 SUNSET LN, UPPER SADDLE RIVER, NJ 07458-2026
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2025	Bargain and Sale Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Mar 3, 2018	Deed of Trust, Mortgage · Line of Credit TD BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2025 · Amount on Record
Deed Sale	Aug 8, 2025 · Amount on Record
Prior Sale	Oct 1, 2005 · Amount on Record
Deed Document Number	202554273
Deed Book / Page	5570 / 1336
Record Updated	Oct 29, 2026

August 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	Aug 8, 2025
Property Address	17 SUNSET LN, UPPER SADDLE RIVER, NJ 07458-2026
Document Number	0055701336
Book / Page	5570 / 1336
Instrument Date	Jul 31, 2025
Instrument	2025054273
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$71,305.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8 STRATFORD CT, SADDLE RIVER, NJ 07458-2955

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 SUNSET LN, UPPER SADDLE RIVER, NJ 07458-2026

Mortgage

Document Number	2025054274
Date	Aug 8, 2025
Instrument	2025054274

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Aug 1, 2032
Change Frequency	6 Months
Min Rate At Change	3.12%
Max Rate At Change	7.12%
Index	SOFR Average 30-Day
Max Rate	10.1%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	17 SUNSET LN, UPPER SADDLE RIVER, NJ 07458-2026
Document Number	0028882253
Instrument Date	Mar 3, 2018
Transaction Type	Mortgage
Record Updated	Apr 4, 2018
Title Company	ISGN RECORDING DEPT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 SUNSET LN UPPER SADDLE RIVER NJ 074582026, UPPER SADDLE RIVER, NJ 07458-2026

Mortgage

Document Number	0028882253
Date	Mar 23, 2018
Book Page	002888/002253

Lender

Name	TD BK NA
Type	Bank
Address	PORTLAND, ME 04101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 22, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Upper Saddle River Borough
Secondary School District	Northern Highlands Regional School District (09 - 12)
Elementary School District	Upper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,250,000 (-) Land $334,400 Building $915,600	$1,250,000 (-) Land $334,400 Building $915,600
2025	$32,375.00 (+1.73%)	$1,250,000 (-) Land $334,400 Building $915,600	$1,250,000 (-) Land $334,400 Building $915,600
2024	$31,825.00 (+2.95%)
2023		$1,250,000 Land $334,400 Building $915,600	$1,250,000 Land $334,400 Building $915,600
2022	$30,912.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	3 (2021–2026)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2026 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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