22 Sunset Ln, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 22 Sunset Ln, Upper Saddle River, NJ 07458

Property Summary

Property Type	Single Family Home
Details	6,349 sqft · built 2006
Lot Size	0.86 acres (37,462 sqft)
Owner	Individual Name on File
Last Sale	$2,150,000 (Apr 2010)
Tax Bill	$36,260 (2025)
Deeds & Mortgages	May 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`63-01114-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`63-01114-0000-00002`
Alternative APNs	`630111400002` `146100`

Interior

Stories	2 Stories
Building Area	6,349 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	37,462 sqft (0.86 acres)

Location & Zoning

Account Number	146100
Street Address	22 SUNSET LN
City	UPPER SADDLE RIVER
State	NJ
Zip	07458-2013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.860 AC
Legal Subdivision	SADDLE HORN FARMS
Legal Block	1114
Legal Lot Number	2
Jurisdiction	BERGEN NJ
Township / Civil Division	UPPER SADDLE RIVER
Census Block Group	3
Census Block	3000
Census Tract	53201

Owner

Source: Bergen County and Upper Saddle River Borough records · APN 63-01114-0000-00002

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	22 SUNSET LN, UPPER SADDLE RIVER, NJ 07458-2013
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 09, 2010 · Amount on Record
Deed Sale	Apr 09, 2010 · Amount on Record
Prior Sale	Dec 19, 2003 · Amount on Record
Deed Document Number	20104021648
Deed Book / Page	402 / 1648
Record Updated	Sep 20, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	22 SUNSET LN, UPPER SADDLE RIVER, NJ 07458-2013
Document Number	0029630341
Instrument Date	May 25, 2018
Transaction Type	Mortgage
Record Updated	Jun 29, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 SUNSET LN UPPER SADDLE RIVER NJ 074582013, UPPER SADDLE RIVER, NJ 07458-2013

Mortgage

Document Number	0029630341
Date	Jun 11, 2018
Book Page	002963/000341
Instrument	40657

Lender

Name	TD BK NA
Type	Bank
Address	1 PORTLAND SQ, PORTLAND, ME 04101-4057

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bergen County and Upper Saddle River Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Upper Saddle River Borough
Secondary School District	Northern Highlands Regional School District (09 - 12)
Elementary School District	Upper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,400,000 (-) Land $334,400 Building $1,065,600	$1,400,000 (-) Land $334,400 Building $1,065,600
2025	$36,260.00 (+1.73%)	$1,400,000 (-) Land $334,400 Building $1,065,600	$1,400,000 (-) Land $334,400 Building $1,065,600
2024	$35,644.00 (+2.95%)
2023		$1,400,000 Land $334,400 Building $1,065,600	$1,400,000 Land $334,400 Building $1,065,600
2022	$34,622.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	3 (2021–2026)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2026 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

Based on FCC filings for 156 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.