3 Summit Rd, Cumberland, RI 02864 Property Records

Cumberland Town property record for 3 Summit Rd, Cumberland, RI 02864 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Architecture Style	Ranch
Year Built	Built 1960
Square Footage	1,260 sqft Living Area
Lot Size	46,348 sqft (1.06 acres)
Occupancy	Owner Occupied
Tax Bill	$4,056.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`9119-26`
Alternative APN	`CUMB M:065 B:0150 L:000`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	6 Rooms
Building Area	1,260 sqft Living Area
Gross Area	2,660 sqft Gross Area
1st Floor	1,260 sqft 1st Floor
Basement Area	1,260 sqft Basement
Unfinished Basement	1,260 sqft Unfinished
Stories	1 Stories

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch Style
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	46,348 sqft (1.06 acres)

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Account Number	9119-26
Street Address	3 SUMMIT RD
City	CUMBERLAND
State	RI
Zip	02864-4011
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	150
Jurisdiction	CUMBERLAND RI
Minor Civil Division	CUMBERLAND
Census Blockgroup	2
Census Block	2020
Census Tract	11405

Owner

Source: Cumberland Town records · APN 9119-26

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3 SUMMIT RD, CUMBERLAND, RI 02864-4011
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	3 SUMMIT RD, CUMBERLAND, RI 02864-4011
Transaction Type	Mortgage
Record Updated	Nov 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001943-692
Date	Oct 21, 2022
Book Page	1943/692
Instrument	135891

Lender

Name	GREENWOOD CU
Type	Credit Union

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Nov 01, 2042

Tax Assessment & Valuation

Source: Cumberland Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,056.00 (+5.57%)	$330,600 (-) Land $119,100 Building $211,500
2023	$3,842.00 (+5.43%)	$330,600 (+35.99%) Land $119,100 Building $211,500
2022	$3,644.00	$243,100 Land $87,300 Building $155,800

Flood & Wildfire

3 Summit Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · County delivery 44007C updated June 22, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 62nd in Rhode Island
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.