3 Stephen St, Dover, NJ 07801 Property Records

Morris County and Rockaway Township property record for 3 Stephen St, Dover, NJ 07801

Property Summary

Property Type	Single Family Home
Details	1,246 sqft · built 1950
Lot Size	0.115 acres (5,009 sqft)
Owner	Individual Name on Record
Last Sale	$351,000 (Dec 2020)
Tax Bill	$9,200 (2024)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
APN	`35-10613-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`35-10613-0000-00004`
Alternative APNs	`3500114000000004` `351061300004`

Interior

Stories	1 Story
Building Area	1,246 sqft Living Area
1st Floor Area	1,246 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Lot Area	5,009 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	3500114000000004
Street Address	3 STEPHEN ST
City	DOVER
State	NJ
Zip	07801-2204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-13
Legal Subdivision	STEPHEN C BERRY FARM
Legal Block	10613
Legal Lot Number	4
Jurisdiction	MORRIS NJ
Township / Civil Division	ROCKAWAY
Census Block Group	2
Census Block	2003
Census Tract	44502

Owner

Source: Morris County and Rockaway Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3 STEPHEN ST, DOVER, NJ 07801-2204
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2020 · Amount on Record
Deed Sale	Dec 11, 2020 · Amount on Record
Prior Sale	Dec 12, 1997 · Amount on Record
Deed Document Number	202094180
Deed Book / Page	23967 / 294
Record Updated	Sep 20, 2026

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MORRIS NJ
Recording Date	Dec 11, 2020
Property Address	3 STEPHEN ST, DOVER, NJ 07801-2204
Document Number	0239670294
Book / Page	23967 / 294
Instrument Date	Sep 1, 2020
Instrument	2020094180
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	REALSAFE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,744.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1105 WOODMONT CT, 1105, MOUNT ARLINGTON, NJ 07856-1437

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 STEPHEN ST, DOVER, NJ 07801-2204

Mortgage

Document Number	2020094181
Date	Dec 11, 2020
Instrument	2020094181

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Morris County and Rockaway Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
County Subdivision	Rockaway Township
Secondary School District	Morris Hills Regional School District (09 - 12)
Elementary School District	Rockaway Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$436,100 (+9.66%) Land $254,800 Building $181,300	$436,100 (+9.66%) Land $254,800 Building $181,300
2025		$397,700 (+17.98%) Land $218,100 Building $179,600	$397,700 (+17.98%) Land $218,100 Building $179,600
2024	$9,200.00 (+7.48%)
2023		$337,100 Land $179,700 Building $157,400	$337,100 Land $179,700 Building $157,400
2022	$8,560.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	18 (1979–2011)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims Coastal Storms & Flooding, Apr 1984 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOVER WATER COMMISSION serves 27,806 people · EPA ID NJ1409001
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	94 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20