15 Stephen St, Dover, NJ 07801 Property Records

Morris County and Rockaway Township property record for 15 Stephen St, Dover, NJ 07801

Property Summary

Property Type	Single Family Home
Details	2,644 sqft · built 1937
Lot Size	1.55 acres (67,518 sqft)
Owner	Individual Name on Record
Last Sale	$420,000 (Aug 2019)
Tax Bill	$13,146 (2024)
Deeds & Mortgages	Mar 2021 Mortgage May 2020 Mortgage + 1 more
APN	`35-10601-0000-00043`

Property Details

APN / Parcel Number

Primary APN	`35-10601-0000-00043`
Alternative APNs	`3500144000000003` `351060100043`

Interior

Stories	1 Story
Building Area	2,644 sqft Living Area

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Exterior Material	Stone
Construction Type	Stone
Lot Area	67,518 sqft
Lot Dimensions	131 ft deep x 447 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	3500144000000003
Street Address	15 STEPHEN ST
City	DOVER
State	NJ
Zip	07801-2204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-13
Legal Block	10601
Legal Lot Number	43
Jurisdiction	MORRIS NJ
Township / Civil Division	ROCKAWAY
Census Block Group	2
Census Block	2001
Census Tract	44502

Owner

Source: Morris County and Rockaway Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15 STEPHEN ST, DOVER, NJ 07801-2204
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Deed of Trust, Mortgage · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
May 14, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Aug 16, 2019	Deed, Transfer · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2019 · Amount on Record
Deed Sale	Aug 16, 2019 · Amount on Record
Prior Sale	Dec 17, 2013 · Amount on Record
Deed Document Number	201943961
Deed Book / Page	23593 / 1358
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	15 STEPHEN ST, DOVER, NJ 07801-2204
Transaction Type	Mortgage
Record Updated	Apr 12, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240551383
Date	Mar 10, 2021
Book Page	24055/1383
Instrument	2021022868

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	15 STEPHEN ST, DOVER, NJ 07801-2204
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0237721582
Date	May 14, 2020
Book Page	23772/1582
Instrument	2020029560

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2050

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MORRIS NJ
Recording Date	Aug 16, 2019
Property Address	15 STEPHEN ST, DOVER, NJ 07801-2204
Document Number	0235931358
Book / Page	23593 / 1358
Instrument Date	Nov 6, 2018
Instrument	2019043961
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,407.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1814 WEBSTER ST, 1814, SAN FRANCISCO, CA 94115-2832

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 STEPHEN ST, DOVER, NJ 07801-2204

Mortgage

Document Number	2019043962
Date	Aug 16, 2019
Instrument	2019043962

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Morris County and Rockaway Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
County Subdivision	Rockaway Township
Secondary School District	Morris Hills Regional School District (09 - 12)
Elementary School District	Rockaway Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$609,400 (+7.44%) Land $264,200 Building $345,200	$609,400 (+7.44%) Land $264,200 Building $345,200
2025		$567,200 (+17.41%) Land $225,100 Building $342,100	$567,200 (+17.41%) Land $225,100 Building $342,100
2024	$13,146.00 (+6.36%)
2023		$483,100 Land $185,500 Building $297,600	$483,100 Land $185,500 Building $297,600
2022	$12,360.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	18 (1979–2011)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims Coastal Storms & Flooding, Apr 1984 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOVER WATER COMMISSION serves 27,806 people · EPA ID NJ1409001
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	94 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T, T-Mobile.

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