1 Stephen St, Dover, NJ 07801 Property Records

Morris County and Rockaway Township property record for 1 Stephen St, Dover, NJ 07801

Property Summary

Property Type	Single Family Home
Details	1,533 sqft · built 1950
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,000 (Dec 2001)
Tax Bill	$9,292 (2024)
Deeds & Mortgages	Dec 2020 Line of Credit
APN	`35-10613-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`35-10613-0000-00003`
Alternative APNs	`3500114000000003` `351061300003`

Interior

Stories	1 Story
Building Area	1,533 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	3500114000000003
Street Address	1 STEPHEN ST
City	DOVER
State	NJ
Zip	07801-2204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-13
Legal Subdivision	STEPHEN C BERRY FARM MAP #1
Legal Block	10613
Legal Lot Number	3
Jurisdiction	MORRIS NJ
Township / Civil Division	ROCKAWAY
Census Block Group	2
Census Block	2003
Census Tract	44502

Owner

Source: Morris County and Rockaway Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1 STEPHEN ST, DOVER, NJ 07801-2204
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2001 · Amount on Record
Deed Sale	Dec 28, 2001 · Amount on Record
Prior Sale	May 29, 1996 · Amount on Record
Deed Book / Page	5529 / 276
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	1 STEPHEN ST, DOVER, NJ 07801-2204
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	UNIVERSAL SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0239651975
Date	Dec 10, 2020
Book Page	23965/1975
Instrument	2020093810

Lender

Name	AFFINITY FCU
Type	Credit Union
Address	BASKING RIDGE, NJ 07920

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 19, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Morris County and Rockaway Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
County Subdivision	Rockaway Township
Secondary School District	Morris Hills Regional School District (09 - 12)
Elementary School District	Rockaway Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$449,400 (+11.96%) Land $264,600 Building $184,800	$449,400 (+11.96%) Land $264,600 Building $184,800
2025		$401,400 (+17.85%) Land $226,100 Building $175,300	$401,400 (+17.85%) Land $226,100 Building $175,300
2024	$9,292.00 (+7.42%)
2023		$340,600 Land $187,000 Building $153,600	$340,600 Land $187,000 Building $153,600
2022	$8,650.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	18 (1979–2011)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims Coastal Storms & Flooding, Apr 1984 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOVER WATER COMMISSION serves 27,806 people · EPA ID NJ1409001
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	94 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20