3 State St, Carteret, NJ 07008 Property Records

Middlesex County and Carteret Borough property record for 3 State St, Carteret, NJ 07008

Property Summary

Property Type	Single Family Home
Details	1,404 sqft · built 1944
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on File
Last Sale	$234,500 (Jan 2017)
Tax Bill	$7,671 (2025)
Deeds & Mortgages	Feb 2023 Transfer May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-04901-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`01-04901-0000-00002`
Alternative APN	`0100393000000002`

Interior

Building Area	1,404 sqft Living Area

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	0100393000000002
Street Address	3 STATE ST
City	CARTERET
State	NJ
Zip	07008-2210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R50
Legal Description	50X100
Legal Subdivision	CENTRAL PKWY #2
Legal Block	4901
Legal Lot Number	2
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	CARTERET
Census Block Group	3
Census Block	3016
Census Tract	3700

Owner

3 State St is owned and occupied by an individual who acquired it in August 2021.

Source: Middlesex County and Carteret Borough records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3 STATE ST, CARTERET, NJ 07008-2210
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2023	Intrafamily Transfer, Transfer
May 25, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage NETWORK CAPITAL FUNDING CORP
Jan 24, 2017	Grant Deed, Transfer · Conventional Mortgage GATEWAY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2017 · Amount on File
Deed Sale	Jan 24, 2017 · Amount on File
Prior Sale	Oct 29, 2003 · Amount on File
Deed Document Number	2017648
Deed Book / Page	6927 / 822
Last Transfer Date	Aug 25, 2021
Transfer Doc	0000049811
Record Updated	Oct 29, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDDLESEX NJ
Recording Date	Feb 2, 2023
Property Address	3 STATE ST, CARTERET, NJ 07008-2210
Document Number	0000007078
Book / Page	19143 / 1
Instrument Date	Jan 26, 2023
Instrument	2023007078
Transaction Type	Transfer
Record Updated	Feb 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 STATE ST, CARTERET, NJ 07008-2210

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 STATE ST, CARTERET, NJ 07008-2210

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDDLESEX NJ
Recording Date	May 25, 2022
Property Address	3 STATE ST, CARTERET, NJ 07008-2210
Document Number	0000049811
Book / Page	18936 / 827
Instrument Date	Aug 25, 2021
Instrument	2022049811
Transaction Type	Transfer
Record Updated	Oct 11, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 STATE ST, 3, CARTERET, NJ 07008-2210

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	STATE STREET, CARTERET, NJ 07008

Mortgage

Document Number	0000049812
Date	May 25, 2022
Instrument	2022049812

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	352 Months
Due	Sep 1, 2051

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jan 24, 2017
Property Address	3 STATE ST, CARTERET, NJ 07008-2210
Document Number	0000001905
Book / Page	006927 / 000822
Instrument Date	Dec 28, 2016
Instrument	1905
Transaction Type	Transfer
Record Updated	Mar 20, 2017
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$234.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3 STATE ST CARTERET NJ 070082210, CARTERET, NJ 07008-2210

Mortgage

Document Number	2726
Date	Jan 24, 2017
Book Page	016644/000389
Instrument	2726

Lender

Name	GATEWAY MTG
Type	Mortgage Company
Address	JENKS, OK 74037-3448

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 23, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3 State St was $7,671, down 5.1% from the year before.

Source: Middlesex County and Carteret Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Carteret Borough
Unified School District	Carteret Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$489,200 (-) Land $330,000 Building $159,200	$489,200 (-) Land $330,000 Building $159,200
2025	$7,671.00 (-5.09%)	$489,200 Land $330,000 Building $159,200	$489,200 Land $330,000 Building $159,200
2024	$8,082.00
2023		$253,500 Land $120,000 Building $133,500	$253,500 Land $120,000 Building $133,500
2022	$7,655.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 State St in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	15 (1980–2021)
Claims Outside the SFHA	12 of 15
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims Hurricane Sandy, Oct 2012 · 4 claims Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3 State St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 800 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Optimum.

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