10 State St, Carteret, NJ 07008 Property Records

Middlesex County and Carteret Borough property record for 10 State St, Carteret, NJ 07008

Property Summary

Property Type	Single Family Home
Details	1,988 sqft · built 1946
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on File
Last Sale	$356,500 (Jun 2019)
Tax Bill	$9,808 (2025)
Deeds & Mortgages	May 2021 Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-04903-0000-00016`

Property Details

APN / Parcel Number

Primary APN	`01-04903-0000-00016`
Alternative APN	`0100395000000016`

Interior

Stories	2 Stories
Building Area	1,988 sqft Living Area

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	0100395000000016
Street Address	10 STATE ST
City	CARTERET
State	NJ
Zip	07008-2211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R50
Legal Description	50X100
Legal Subdivision	CENTRAL PKWY 02
Legal Block	4903
Legal Lot Number	16
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	CARTERET
Census Block Group	3
Census Block	3017
Census Tract	3700

Owner

10 State St is owned and occupied by two individuals who bought it in June 2019.

Source: Middlesex County and Carteret Borough records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 STATE ST, CARTERET, NJ 07008-2211
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jun 20, 2019	Bargain and Sale Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2019 · Amount on File
Deed Sale	Jun 20, 2019 · Amount on File
Deed Document Number	201947636
Deed Book / Page	17532 / 446
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	10 STATE ST, CARTERET, NJ 07008-2211
Transaction Type	Mortgage
Record Updated	Oct 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000069962
Date	May 25, 2021
Book Page	18461/101
Instrument	2021069962

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	337 Months
Due	Jun 1, 2049

June 2019: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jun 20, 2019
Property Address	10 STATE ST, CARTERET, NJ 07008-2211
Document Number	0000047636
Book / Page	17532 / 0446
Map Reference	MAP 1305 FILE 711
Instrument Date	May 30, 2019
Instrument	2019047636
Transaction Type	Transfer
Record Updated	Oct 11, 2022
Title Company	PROVIDENCE ABSTRACT LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,797.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	154 PERSHAN AVE, 154, CARTERET, NJ

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 STATE ST, CARTERET, NJ 07008-2211

Mortgage

Document Number	0000047637
Date	Jun 20, 2019
Instrument	2019047637

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 10 State St was $9,808, down 2.7% from the year before.

Source: Middlesex County and Carteret Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Carteret Borough
Unified School District	Carteret Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$625,500 (-) Land $330,000 Building $295,500	$625,500 (-) Land $330,000 Building $295,500
2025	$9,808.00 (-2.7%)	$625,500 Land $330,000 Building $295,500	$625,500 Land $330,000 Building $295,500
2024	$10,080.00
2023		$316,200 Land $120,000 Building $196,200	$316,200 Land $120,000 Building $196,200
2022	$9,549.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 State St in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	15 (1980–2021)
Claims Outside the SFHA	12 of 15
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims Hurricane Sandy, Oct 2012 · 4 claims Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10 State St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 800 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Optimum.

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