15 State St, Carteret, NJ 07008 Property Records

Middlesex County and Carteret Borough property record for 15 State St, Carteret, NJ 07008

Property Summary

Property Type	Single Family Home
Details	1,233 sqft · built 1940
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on File
Last Sale	$405,000 (Oct 2023)
Tax Bill	$7,551 (2025)
Deeds & Mortgages	Oct 2023 Sale & Second Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-04901-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`01-04901-0000-00005`
Alternative APN	`0100393000000005`

Interior

Stories	1 Story
Building Area	1,233 sqft Living Area
1st Floor Area	1,233 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	0100393000000005
Street Address	15 STATE ST
City	CARTERET
State	NJ
Zip	07008-2210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R50
Legal Description	50X100
Legal Block	4901
Legal Lot Number	5
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	CARTERET
Census Block Group	3
Census Block	3016
Census Tract	3700

Owner

15 State St is owned and occupied by an individual who bought it in October 2023.

Source: Middlesex County and Carteret Borough records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	15 STATE ST, CARTERET, NJ 07008-2210
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2023	Deed, Transfer · Stand-Alone Second Mortgage COLUMBIA BANK
Sep 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2023 · Amount on File
Deed Sale	Oct 16, 2023 · Amount on File
Prior Sale	Nov 16, 2005 · Amount on File
Deed Document Number	202361019
Deed Book / Page	19321 / 637
Prior Transfer Date	Sep 27, 2011
Prior Transfer Doc	0000010158
Record Updated	Oct 29, 2026

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Oct 16, 2023
Property Address	15 STATE ST, CARTERET, NJ 07008-2210
Document Number	0000061019
Book / Page	19321 / 637
Instrument Date	Sep 27, 2023
Instrument	2023061019
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	FIRST JERSEY TITLE SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,516.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 STATE ST, CARTERET, NJ 07008-2210

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 STATE ST, CARTERET, NJ 07008-2210

Mortgage

Document Number	0000061021
Date	Oct 16, 2023
Instrument	2023061021

Lender

Name	COLUMBIA BANK
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Mortgage

Document Number	0000061020
Date	Oct 16, 2023
Book Page	19321/644
Instrument	2023061020

Lender

Name	COLUMBIA BANK
Type	Bank
Address	FAIR LAWN, NJ 07410

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	15 STATE ST, CARTERET, NJ 07008-2210
Document Number	0000021597
Book / Page	016927 / 000380
Instrument Date	Sep 25, 2017
Transaction Type	Mortgage
Record Updated	Oct 23, 2017
Title Company	TITLE 365- NLSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 STATE ST CARTERET NJ 070082210, CARTERET, NJ 07008-2210

Mortgage

Document Number	0000021597
Date	Oct 17, 2017
Book Page	016927/000380
Instrument	21597

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 16, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 15 State St was $7,551, up 9.7% from the year before.

Source: Middlesex County and Carteret Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Carteret Borough
Unified School District	Carteret Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$481,600 (-) Land $330,000 Building $151,600	$481,600 (-) Land $330,000 Building $151,600
2025	$7,551.00 (+9.66%)	$481,600 Land $330,000 Building $151,600	$481,600 Land $330,000 Building $151,600
2024	$6,886.00
2023		$216,000 (-) Land $120,000 Building $96,000	$216,000 (-) Land $120,000 Building $96,000
2022	$6,523.00	$216,000 Land $120,000 Building $96,000	$216,000 Land $120,000 Building $96,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 State St in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	15 (1980–2021)
Claims Outside the SFHA	12 of 15
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims Hurricane Sandy, Oct 2012 · 4 claims Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 15 State St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 800 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Optimum.

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