3 Spruce St, Cincinnati, OH 45216 Property Records

Hamilton County property record for 3 Spruce St, Cincinnati, OH 45216

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,014 sqft · built 1904
Lot Size	0.074 acres (3,223 sqft)
Owner	Company Name on Record
Last Sale	$62,500 (Nov 2023)
Tax Bill	$1,457 (2025)
Deeds & Mortgages	Nov 2023 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`661-0002-0058-00`

Property Details

APN / Parcel Number

Primary APN	`661-0002-0058-00`
Alternative APN	`69075962`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,014 sqft Living Area
Gross Area	1,526 sqft
1st Floor Area	768 sqft
Attic	Attic
Attic Area	246 sqft
Basement Area	512 sqft

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	3,223 sqft (0.074 acres)
Lot Dimensions	125 ft deep x 25 ft wide
Garage Area	297 sqft
Porch	Open Frame Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3 SPRUCE ST
City	CINCINNATI
State	OH
Zip	45216-2448
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3 SPRUCE ST 25 X 125 LOT 342 L C HOPKINS 2ND SUB
Legal Subdivision	BOFINGER& HOPKINS 2ND SUB
Legal Lot Number	342
Jurisdiction	HAMILTON OH
Township / Civil Division	ELMWOOD PLACE
Census Block Group	1
Census Block	1000
Census Tract	25700

Owner

Source: Hamilton County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 37391, CINCINNATI, OH 45222-0391
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2023 · Amount on Record
Deed Sale	Nov 6, 2023 · Amount on Record
Prior Sale	Jun 25, 2015 · Amount on Record
Deed Document Number	202378491
Deed Book / Page	15037 / 394
Prior Transfer Date	Apr 27, 2006
Prior Transfer Doc	0000076639
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 6, 2023
Property Address	3 SPRUCE ST, CINCINNATI, OH 45216-2448
Document Number	0000078491
Book / Page	15037 / 394
Map Reference	MB 5 PG 124
Instrument Date	Oct 12, 2023
Instrument	2023-0078491
Transaction Type	Construction Loan
Record Updated	Dec 19, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$62.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6558 SEWARD PARK AVE S, SEATTLE, WA 98118-3448

Mortgage

Document Number	0000078492
Date	Nov 6, 2023
Instrument	2023-0078492

Lender

Name	RPIP LENDING
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Elmwood Place Village
Unified School District	St. Bernard-Elmwood Place City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,457.00 (+1.11%)	$20,262 (-) Land $2,678 Building $17,584	$57,890 (-) Land $7,650 Building $50,240
2024	$1,441.00 (-1.84%)	$20,262 (-) Land $2,678 Building $17,584
2023	$1,468.00 (+157.09%)	$20,262 (+268.74%) Land $2,678 Building $17,584	$57,890 (+268.73%) Land $7,650 Building $50,240
2022	$571.00	$5,495 Land $2,142 Building $3,353
2020			$15,700 Land $6,120 Building $9,580

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20