3 Saunders Rd, West Townsend, MA 01474 Property Records

Middlesex County and Townsend Town property record for 3 Saunders Rd, West Townsend, MA 01474

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,778 sqft · built 1980
Lot Size	8.87 acres (386,377 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Dec 2022)
Tax Bill	$6,219 (2026)
Deeds & Mortgages	Nov 2025 Mortgage Nov 2023 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`TOWN M:0010 B:0055 L:0000`

Property Details

APN / Parcel Number

Primary APN	`TOWN M:0010 B:0055 L:0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,778 sqft Living Area
Gross Area	2,763 sqft
Basement Area	912 sqft
Unfinished Basement	912 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	386,377 sqft (8.87 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	3 SAUNDERS RD
City	WEST TOWNSEND
State	MA
Zip	01474-1133
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB2
Legal Block	55
Jurisdiction	TOWNSEND MA
Township / Civil Division	TOWNSEND
Census Block Group	3
Census Block	3004
Census Tract	301102

Owner

3 Saunders Rd is owned and occupied by two individuals who bought it in December 2022.

Source: Middlesex County and Townsend Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3 SAUNDERS RD, WEST TOWNSEND, MA 01474-1133
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Deed of Trust, Mortgage · Conventional Mortgage CLINTON SAVINGS BANK
Nov 8, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance WORKERS CU
Dec 29, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BANGOR SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2022 · Amount on File
Deed Sale	Dec 29, 2022 · Amount on File
Prior Sale	May 26, 1989 · Amount on File
Deed Document Number	2022188954
Deed Book / Page	81119 / 596
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOWNSEND MA
Property Address	3 SAUNDERS RD, TOWNSEND, MA 01474-1133
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	084933-317
Date	Nov 26, 2025
Book Page	84933/317
Instrument	145623

Lender

Name	CLINTON SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOWNSEND MA
Property Address	3 SAUNDERS RD, TOWNSEND, MA 01474-1133
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	082189-538
Date	Nov 8, 2023
Book Page	82189/538
Instrument	127907

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TOWNSEND MA
Recording Date	Dec 29, 2022
Property Address	3 SAUNDERS RD, TOWNSEND, MA 01474-1133
Document Number	081119-596
Book / Page	81119 / 596
Instrument Date	Dec 29, 2022
Instrument	188954
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3 SAUNDERS RD, TOWNSEND, MA 01474-1133

Mortgage

Document Number	0000188955
Date	Dec 29, 2022
Instrument	188955

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 3 Saunders Rd was $6,219, up 1% from the year before.

Source: Middlesex County and Townsend Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Townsend Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,219.00 (+0.99%)	$452,300 (+6.65%) Land $137,400 Building $314,900	$502,075 (-)
2025	$6,158.00 (+2.65%)	$424,100 (+1.87%) Land $124,300 Building $299,800	$502,075 (+3.63%)
2024	$5,999.00 (-0.78%)	$416,300 (+5.07%) Land $124,300 Building $292,000	$484,500
2023	$6,046.00	$396,200 Land $115,600 Building $280,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Saunders Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Saunders Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 98.2% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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