3 Rustic Way, Freehold, NJ 07728 Property Records

Monmouth County and Freehold Township property record for 3 Rustic Way, Freehold, NJ 07728

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,387 sqft · built 1996
Lot Size1.57 acres (68,580 sqft)
Owner2 Individual Names on Record
Last Sale$623,000 (May 2013)
Tax Bill$20,040 (2025)
Deeds & MortgagesNov 2020 Mortgage
Feb 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN17-00031-02-00018

Property Details

APN / Parcel Number

Primary APN17-00031-02-00018
Alternative APNs
  • 1700031000200018
  • 1108058

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area3,387 sqft Living Area
1st Floor Area1,949 sqft
Upper Floors Area1,438 sqft
Basement Area1,610 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof TypeGable
Roof MaterialOther
Lot Area68,580 sqft
Lot Dimensions381 ft deep x 180 ft wide
Garage TypeAttached
Garage Area748 sqft
Parking Spaces3 Parking Spaces
Pool Area880 sqft
PorchOpen Porch
Patio Area684 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number1108058
Street Address3 RUSTIC WAY
CityFREEHOLD
StateNJ
Zip07728-9007
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-60
Legal SubdivisionFOUR MAPLES ESTATES
Legal Block31.2
Legal Lot Number18
JurisdictionMONMOUTH NJ
Township / Civil DivisionFREEHOLD
Census Block Group1
Census Block1014
Census Tract810402

Owner

Source: Monmouth County and Freehold Township records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3 RUSTIC WAY, FREEHOLD, NJ 07728-9007
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
ADVISORY MTG
Feb 15, 2017Deed of Trust, Mortgage · FHA Mortgage
MLB RESID'L LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 17, 2013 · Amount on Record
Deed SaleMay 17, 2013 · Amount on Record
Prior SaleDec 10, 1996 · Amount on Record
Deed Document Number201355590
Deed Book / Page9014 / 3905
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address3 RUSTIC WAY, FREEHOLD, NJ 07728-9007
Document Number0000007945
Instrument DateNov 25, 2020
Transaction TypeMortgage
Record UpdatedApr 28, 2021
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3 RUSTIC WAY FREEHOLD NJ 077289007, FREEHOLD, NJ 07728-9007

Mortgage

Document Number0000007945
DateJan 13, 2021
Book Page009473/002929
Instrument7945
Lender
NameADVISORY MTG
TypeMortgage Company
AddressOCEAN, NJ 07712
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 12, 2051

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address3 RUSTIC WAY, FREEHOLD, NJ 07728-9007
Document Number0000025265
Book / Page009216 / 004521
Instrument DateFeb 15, 2017
Transaction TypeMortgage
Record UpdatedApr 20, 2017
Title CompanyPARADIGM TITLE COMPANY, PARADIGM TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3 RUSTIC WAY FREEHOLD NJ 077289007, FREEHOLD, NJ 07728-9007

Mortgage

Document Number0000025265
DateMar 9, 2017
Book Page009216/004521
Instrument25265
Lender
NameMLB RESID'L LNDG
AddressSPRINGFIELD, NJ 07081
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 8, 2047

Tax Assessment & Valuation

Source: Monmouth County and Freehold Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionFreehold Township
Secondary School DistrictFreehold Regional School District (09 - 12)
Elementary School DistrictFreehold Township School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,342,900 (+13.92%) Land $417,000 Building $925,900$1,342,900 (+13.92%) Land $417,000 Building $925,900
2025$20,040.00 (+6.7%)$1,178,800 (+19.68%) Land $397,000 Building $781,800$1,178,800 (+19.68%) Land $397,000 Building $781,800
2024$18,782.00 (+5.26%)
2023$985,000 Land $411,100 Building $573,900$985,000 Land $411,100 Building $573,900
2022$17,844.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims4 (2010–2011)
Claims Outside the SFHA4 of 4
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFREEHOLD TWP WATER DEPT
serves 29,831 people · EPA ID NJ1316001
Water SourcePurchased surface water from VEOLIA WATER NEW JERSEY MATCHAPONIX
Last State InspectionDec 2023
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Optimum
Cable · Fiber in parts of the area
940 / 35
T-Mobile
Fixed Wireless
100 / 20

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