Monmouth County and Freehold Township property record for 19 Rustic Way, Freehold, NJ 07728
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,542 sqft · built 1996 |
| Lot Size | 0.974 acres (42,432 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $830,000 (Mar 2023) |
| Tax Bill | $17,014 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Mar 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-00031-02-00014 |
| Primary APN | 17-00031-02-00014 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,542 sqft Living Area |
| 1st Floor Area | 2,238 sqft |
| Upper Floors Area | 1,716 sqft |
| Basement Area | 1,608 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 42,432 sqft (0.974 acres) |
| Lot Dimensions | 221 ft deep x 192 ft wide |
| Garage Type | Built-in |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 608 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 1108054 |
|---|---|
| Street Address | 19 RUSTIC WAY |
| City | FREEHOLD |
| State | NJ |
| Zip | 07728-9007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-60 |
| Legal Block | 31.2 |
| Legal Lot Number | 14 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | FREEHOLD |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 810402 |
19 Rustic Way is owned and occupied by two individuals who bought it in March 2023.
Source: Monmouth County and Freehold Township records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 19 RUSTIC WAY, FREEHOLD, NJ 07728-9007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 9, 2023 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Mar 8, 2023 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 8, 2023 · Amount on File |
| Deed Sale | Mar 8, 2023 · Amount on File |
| Prior Sale | Dec 1, 1995 · Amount on File |
| Deed Document Number | 202316430 |
| Deed Book / Page | 9636 / 6981 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 19 RUSTIC WAY, FREEHOLD, NJ 07728-9007 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2023 |
| Name | Verified Name |
|---|---|
| Address | 14 CLARA DR, MANAHAWKIN, NJ 08050-4311 |
| Document Number | 0096669331 |
|---|---|
| Date | Nov 9, 2023 |
| Book Page | 9666/9331 |
| Instrument | 2023078253 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 352 Months |
| Due | Mar 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Mar 8, 2023 |
| Property Address | 19 RUSTIC WAY, FREEHOLD, NJ 07728-9007 |
| Document Number | 0096366981 |
| Book / Page | 9636 / 6981 |
| Instrument Date | Jan 6, 2023 |
| Instrument | 2023016430 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2023 |
| Title Company | AMERICAN ABSTRACT CORPORATION, AMERICAN ABSTRACT AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,624.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 274C CONVENT RD, MONROE, NJ 08831-5095 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 19 RUSTIC WAY, FREEHOLD, NJ 07728-9007 |
| Document Number | 2023016431 |
|---|---|
| Date | Mar 8, 2023 |
| Instrument | 2023016431 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2053 |
The 2025 property tax bill for 19 Rustic Way was $17,014, up 7.8% from the year before.
Source: Monmouth County and Freehold Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Freehold Township |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Elementary School District | Freehold Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,133,400 (+13.25%) Land $367,000 Building $766,400 | $1,133,400 (+13.25%) Land $367,000 Building $766,400 | |
| 2025 | $17,014.00 (+7.83%) | $1,000,800 Land $347,000 Building $653,800 | $1,000,800 Land $347,000 Building $653,800 |
| 2024 | $15,779.00 | ||
| 2023 | $913,900 Land $349,600 Building $564,300 | $913,900 Land $349,600 Building $564,300 | |
| 2022 | $16,768.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 19 Rustic Way in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 4 (2010–2011) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 19 Rustic Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FREEHOLD TWP WATER DEPT serves 29,831 people · EPA ID NJ1316001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY MATCHAPONIX |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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