Monmouth County and Freehold Township property record for 15 Rustic Way, Freehold, NJ 07728
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,710 sqft · built 1995 |
| Lot Size | 0.98 acres (42,706 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $955,500 (Oct 2022) |
| Tax Bill | $16,466 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Jun 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-00031-02-00015 |
| Primary APN | 17-00031-02-00015 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,710 sqft Living Area |
| 1st Floor Area | 1,520 sqft |
| Upper Floors Area | 1,190 sqft |
| Basement Area | 1,520 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Colonial |
| Exterior Material | Stucco |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 42,706 sqft (0.98 acres) |
| Lot Dimensions | 219 ft deep x 195 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 920 sqft |
|---|---|
| Porch | Open Porch |
| Deck Area | 595 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 1108055 |
|---|---|
| Street Address | 15 RUSTIC WAY |
| City | FREEHOLD |
| State | NJ |
| Zip | 07728-9007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-60 |
| Legal Block | 31.2 |
| Legal Lot Number | 15 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | FREEHOLD |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 810402 |
15 Rustic Way is owned and occupied by two individuals who bought it in October 2022.
Source: Monmouth County and Freehold Township records, as of July 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 RUSTIC WAY, FREEHOLD, NJ 07728-9007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 5, 2022 | Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC |
| Jun 22, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Mar 29, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 5, 2022 · Amount on File |
| Deed Sale | Oct 5, 2022 · Amount on File |
| Prior Sale | Jan 28, 2004 · Amount on File |
| Deed Document Number | 2022100675 |
| Deed Book / Page | 9618 / 6088 |
| Prior Transfer Date | Mar 18, 2021 |
| Prior Transfer Doc | 0000049633 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Oct 5, 2022 |
| Property Address | 15 RUSTIC WAY, FREEHOLD, NJ 07728-9007 |
| Document Number | 0096186088 |
| Book / Page | 9618 / 6088 |
| Instrument Date | Aug 31, 2022 |
| Instrument | 2022100675 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2022 |
| Title Company | NOT AVAILABLE, MAZEL ABSTRACT OF NEW JERSEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,058.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15 RUSTIC WAY, 15, JACKSON, NJ 08527 |
| Name | Verified Name |
|---|---|
| Address | 15 RUSTIC WAY, FREEHOLD, NJ 07728-9007 |
| Document Number | 2022100676 |
|---|---|
| Date | Oct 5, 2022 |
| Instrument | 2022100676 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 15 RUSTIC WAY, FREEHOLD, NJ 07728-9007 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2022 |
| Title Company | WFG LENDER SERVICES RESWARE |
| Name | Verified Name |
|---|
| Document Number | 0096013349 |
|---|---|
| Date | Jun 22, 2022 |
| Book Page | 9601/3349 |
| Instrument | 2022064935 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Apr 18, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Mar 29, 2021 |
| Property Address | 15 RUSTIC WAY, FREEHOLD, NJ 07728-9007 |
| Document Number | 0094954977 |
| Book / Page | 9495 / 4977 |
| Instrument Date | Mar 18, 2021 |
| Instrument | 2021049633 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 RUSTIC WAY, FREEHOLD, NJ 07728-9007 |
The 2025 property tax bill for 15 Rustic Way was $16,466, up 6.1% from the year before.
Source: Monmouth County and Freehold Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Freehold Township |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Elementary School District | Freehold Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,004,800 (+3.74%) Land $366,500 Building $638,300 | $1,004,800 (+3.74%) Land $366,500 Building $638,300 | |
| 2025 | $16,466.00 (+6.09%) | $968,600 Land $346,500 Building $622,100 | $968,600 Land $346,500 Building $622,100 |
| 2024 | $15,521.00 | ||
| 2023 | $825,100 Land $368,800 Building $456,300 | $825,100 Land $368,800 Building $456,300 | |
| 2022 | $14,155.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 Rustic Way in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 4 (2010–2011) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15 Rustic Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FREEHOLD TWP WATER DEPT serves 29,831 people · EPA ID NJ1316001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY MATCHAPONIX |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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