Passaic County and Wayne Township property record for 3 Ruskin Ct, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 2,312 sqft · built 1964 |
| Lot Size | 0.411 acres (17,903 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $595,000 (Oct 2018) |
| Tax Bill | $16,884 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Oct 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-02113-0000-00001 |
| Primary APN | 14-02113-0000-00001 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,312 sqft Living Area |
|---|
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Colonial |
| Lot Area | 17,903 sqft (0.411 acres) |
| Old Parcel Number | 1400476J00009 |
|---|---|
| Street Address | 3 RUSKIN CT |
| City | WAYNE |
| State | NJ |
| Zip | 07470-2632 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | OXBOW RDG SEC 4B |
| Legal Block | 2113 |
| Legal Lot Number | 1 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 246101 |
Source: Passaic County and Wayne Township records · APN 14-02113-0000-00001
Assessment roll updated July 8, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 RUSKIN CT, WAYNE, NJ 07470-2632 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 05, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Oct 04, 2018 | Deed, Transfer · Conventional Mortgage JERSEY MORTGAGE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 04, 2018 · Amount on Record |
| Deed Sale | Oct 04, 2018 · Amount on Record |
| Prior Sale | Jun 23, 1987 · Amount on Record |
| Deed Document Number | 201845851 |
| Deed Book / Page | 3421 / 115 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 3 RUSKIN CT, WAYNE, NJ 07470-2632 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2025 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000023072 |
|---|---|
| Date | Apr 05, 2021 |
| Book Page | M16994/189 |
| Instrument | 2021023072 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Oct 04, 2018 |
| Property Address | 3 RUSKIN CT, WAYNE, NJ 07470-2632 |
| Document Number | 0000045851 |
| Book / Page | D3421 / 0115 |
| Map Reference | MAP2261 |
| Instrument Date | Sep 27, 2018 |
| Instrument | 2018045851 |
| Transaction Type | Transfer |
| Record Updated | Nov 04, 2021 |
| Title Company | NRT TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $595.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5 SCRIBNER PL, 5, WAYNE, NJ 07470-2637 |
| Name | Verified Name |
|---|---|
| Address | 3 RUSKIN CT, WAYNE, NJ 07470-2632 |
| Document Number | 0000045852 |
|---|---|
| Date | Oct 04, 2018 |
| Book Page | M15231/0283 |
| Instrument | 2018045852 |
| Name | JERSEY MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | CRANFORD, NJ 07016 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2048 |
Source: Passaic County and Wayne Township records · Assessment roll updated July 8, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $281,500 (-) Land $124,000 Building $157,500 | $281,500 (-) Land $124,000 Building $157,500 | |
| 2025 | $16,884.00 (+0.88%) | $281,500 (-) Land $124,000 Building $157,500 | $281,500 (-) Land $124,000 Building $157,500 |
| 2024 | $16,737.00 (+5.16%) | ||
| 2023 | $281,500 Land $124,000 Building $157,500 | $281,500 Land $124,000 Building $157,500 | |
| 2022 | $15,916.00 |
Source: FEMA National Flood Hazard Layer, Passaic County (34031C), as of May 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340312461013, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1987–1999) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 1999 · Hurricane Floyd Major Disaster Declarations |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 256 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system NJ1614001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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