12 Ruskin Ct, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 12 Ruskin Ct, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	2,334 sqft · built 1966
Lot Size	0.345 acres (15,028 sqft)
Owner	2 Individual Names on Record
Last Sale	$522,500 (Aug 2010)
Tax Bill	$15,355 (2025)
Deeds & Mortgages	Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-02104-0000-00015`

Property Details

APN / Parcel Number

Primary APN	`14-02104-0000-00015`
Alternative APNs	`1400476Q00013` `140210400015`

Interior

Building Area	2,334 sqft Living Area

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Colonial
Lot Area	15,028 sqft (0.345 acres)

Location & Zoning

Old Parcel Number	1400476Q00013
Street Address	12 RUSKIN CT
City	WAYNE
State	NJ
Zip	07470-2631
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	2104
Legal Lot Number	15
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	3
Census Block	3015
Census Tract	246101

Owner

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 RUSKIN CT, WAYNE, NJ 07470-2631
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2010 · Amount on Record
Deed Sale	Aug 3, 2010 · Amount on Record
Prior Sale	Oct 22, 2009 · Amount on Record
Deed Document Number	201036434
Deed Book / Page	1955 / 241
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	12 RUSKIN CT, WAYNE, NJ 07470-2631
Transaction Type	Mortgage
Record Updated	Aug 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033056
Date	Jul 26, 2018
Book Page	M15117/0138
Instrument	2018033056

Lender

Name	VALLY NATIONAL BANK
Type	Non-Lending Institution
Address	WAYNE, NJ 07470

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 8, 2033

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$256,000 (-) Land $121,000 Building $135,000	$256,000 (-) Land $121,000 Building $135,000
2025	$15,355.00 (+0.88%)	$256,000 (-) Land $121,000 Building $135,000	$256,000 (-) Land $121,000 Building $135,000
2024	$15,221.00 (+5.16%)
2023		$256,000 Land $121,000 Building $135,000	$256,000 Land $121,000 Building $135,000
2022	$14,474.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1987–1999)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300