21 Ruskin Ct, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 21 Ruskin Ct, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	2,568 sqft · built 1966
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Individual Names on File
Last Sale	$626,500 (May 2011)
Tax Bill	$18,816 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-02104-0000-00021`

Property Details

APN / Parcel Number

Primary APN	`14-02104-0000-00021`
Alternative APNs	`1400476Q00004` `140210400021`

Interior

Building Area	2,568 sqft Living Area

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Colonial
Lot Area	19,166 sqft (0.44 acres)

Location & Zoning

Old Parcel Number	1400476Q00004
Street Address	21 RUSKIN CT
City	WAYNE
State	NJ
Zip	07470-2662
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-B
Legal Subdivision	OXBOW RDG SEC #4C
Legal Block	2104
Legal Lot Number	21
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	3
Census Block	3015
Census Tract	246101

Owner

21 Ruskin Ct is owned and occupied by two individuals who bought it in May 2011.

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	21 RUSKIN CT, WAYNE, NJ 07470-2662
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2011 · Amount on File
Deed Sale	May 26, 2011 · Amount on File
Prior Sale	Sep 29, 2008
Deed Document Number	201123986
Deed Book / Page	2056 / 5
Prior Transfer Date	Sep 11, 2008
Prior Transfer Doc	0000055648
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	21 RUSKIN CT, WAYNE, NJ 07470-2662
Document Number	0000032475
Instrument Date	Jul 9, 2020
Transaction Type	Mortgage
Record Updated	Aug 21, 2020
Title Company	RIVERSIDE TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	21 RUSKIN CT WAYNE NJ 074702662, WAYNE, NJ 07470-2662

Mortgage

Document Number	0000032475
Date	Jul 20, 2020
Book Page	016281/000253
Instrument	32475

Lender

Name	NJ LENDERS
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 19, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 21 Ruskin Ct was $18,816, up 0.9% from the year before.

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$313,700 (-) Land $125,300 Building $188,400	$313,700 (-) Land $125,300 Building $188,400
2025	$18,816.00 (+0.88%)	$313,700 Land $125,300 Building $188,400	$313,700 Land $125,300 Building $188,400
2024	$18,652.00
2023		$313,700 Land $125,300 Building $188,400	$313,700 Land $125,300 Building $188,400
2022	$17,736.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Ruskin Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1987–1999)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Ruskin Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20