3 Ruby Ln, Carmel, NY 10512 Property Records

Putnam County and Southeast Town property record for 3 Ruby Ln, Carmel, NY 10512 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1998
Square Footage4,410 sqft Living Area
Lot Size30,056 sqft (0.69 acres)
OccupancyOwner Occupied
Last Sale$895,000 (2021)
Tax Bill$24,938.00 (2024)

Property Details

APN / Parcel Number

Primary APN373089 77.-1-37
Alternative APN
  • 308907700000010370000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area4,410 sqft Living Area
Gross Area5,236 sqft Gross Area
1st Floor1,530 sqft 1st Floor
2nd Floor1,350 sqft 2nd Floor
Upper Floors816 sqft Upper Floors
Basement Area1,530 sqft Basement
Finished Basement1,530 sqft Finished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleColonial Style
Exterior MaterialStucco Exterior
Lot Area30,056 sqft (0.69 acres)
Parking Spaces3 Parking Spaces
Garage TypeAttached Garage
Garage Area750 sqft Garage
PorchCovered Porch
Porch Area552 sqft Porch

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelOil Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address3 RUBY LN
CityCARMEL
StateNY
Zip10512-2232
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionFINAL SUBDIVISION MAP MEOLA CARPENTER
Legal Block1
Legal Lot Number37.00
JurisdictionPUTNAM NY
Minor Civil DivisionSOUTHEAST
Census Blockgroup2
Census Block2035
Census Tract11700

Owner

Source: Putnam County and Southeast Town records · APN 373089 77.-1-37

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3 RUBY LN, CARMEL, NY 10512-2232
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 17, 2021Bargain and Sale Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC
Mar 26, 2019Correction Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 17, 2021 · Amount on Record
Deed SaleJun 17, 2021 · Amount on Record
Prior SaleFeb 15, 2000 · Amount on Record
Deed Doc Number202171742021
Deed Book / Page2219 / 50
Prior Transfer DateFeb 27, 2019
Prior Transfer Doc0021070202
Record RefreshedJun 08, 2026

June 2021: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionPUTNAM NY
Recording DateJun 17, 2021
Property Address3 RUBY LN, CARMEL, NY 10512-2232
Document Number0022190050
Book / Page2219 / 50
Map ReferenceMAP 2697-A
Instrument DateJun 07, 2021
Instrument7174-2021
Transaction TypeTransfer
Record UpdatedJun 30, 2021
Title CompanyJUDICIAL TITLE INSURANCE AGENCY INC, JUDICIAL TITLE INS AGCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,580.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name
Address3 RUBY LN, 3, CARMEL, NY 10512-2232

Transferred To (Grantee/Buyer)

NameVerified Name
Address133 TATE AVE, BUCHANAN, NY 10511-1307

Mortgage

Document Number738170
DateJun 17, 2021
Instrument7381/70
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

March 2019: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionPUTNAM NY
Recording DateMar 26, 2019
Property Address3 RUBY LN, CARMEL, NY 10512-2232
Document Number0021070202
Book / Page002107 / 000202
Instrument DateFeb 27, 2019
Instrument1500773
Transaction TypeTransfer
Record UpdatedApr 04, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Interfamily Transfer
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 RUBY LN CARMEL NY 105122232, CARMEL, NY 10512-2232

Tax Assessment & Valuation

Source: Putnam County and Southeast Town records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyPutnam County
County SubdivisionSoutheast Town
Unified School DistrictNorth Salem Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,052,000 (-) Land $86,000 Building $966,000$1,052,000 (-) Land $86,000 Building $966,000
2024$24,938.00$1,052,000 (+5%) Land $86,000 Building $966,000$1,052,000 (+5%) Land $86,000 Building $966,000
2023$1,001,900 (+1%) Land $86,000 Building $915,900$1,001,900 (+1%) Land $86,000 Building $915,900
2022$910,800 Land $86,000 Building $824,800$910,800 Land $86,000 Building $824,800

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