17 Ruby Ln, Carmel, NY 10512 Property Records

Putnam County and Southeast Town property record for 17 Ruby Ln, Carmel, NY 10512 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1997
Square Footage2,740 sqft Living Area
Lot Size168,577 sqft (3.87 acres)
GarageAttached, 500 sqft
Last Sale$925,000 (2026)
Tax Bill$16,774.00 (2025)

Property Details

APN / Parcel Number

Primary APN373089 77.-1-35
Alternative APN
  • 308907700000010350000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,740 sqft Living Area
Gross Area3,240 sqft Gross Area
1st Floor1,568 sqft 1st Floor
2nd Floor1,172 sqft 2nd Floor
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleColonial Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area168,577 sqft (3.87 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area500 sqft Garage
PorchOpen Porch
Porch Area592 sqft Porch

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelOil Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address17 RUBY LN
CityCARMEL
StateNY
Zip10512-2232
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block1
Legal Lot Number35.00
JurisdictionPUTNAM NY
Minor Civil DivisionSOUTHEAST
Census Blockgroup2
Census Block2035
Census Tract11700

Owner

Source: Putnam County and Southeast Town records · APN 373089 77.-1-35

Assessment roll updated April 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address12 TERRACE DR, BREWSTER, NY 10509-1708
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2026Bargain and Sale Deed, Transfer · Conventional Mortgage
WILLIAM RAVEIS MORTGAGE
May 12, 2020Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Known Transactions
  • Last Sale Amount on Jun 10, 2026
  • Deed Sale Price on Jun 10, 2026
  • Prior Sale Amount on May 06, 1998
Deed Doc Number20263585
Deed Book / Page2444 / 267
Prior Transfer DateApr 29, 1997
Prior Transfer Doc1386000248
Record RefreshedSep 20, 2026

June 2026: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionPUTNAM NY
Recording DateJun 10, 2026
Property Address17 RUBY LN, CARMEL, NY 10512-2232
Document Number0000003585
Book / Page2444 / 267
Instrument DateJun 01, 2026
Instrument20263585
Transaction TypeTransfer
Record UpdatedJun 22, 2026
Title CompanyPREMIER ABSTRACT AND TITLE INC, PREMIER ABSTRACT & TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$373,700.00
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address12 TERRACE DR, BREWSTER, NY 10509-1708

Mortgage

Document Number0000003586,
DateJun 10, 2026
Book Page8114/171
Instrument20263586
Lender
NameWILLIAM RAVEIS MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM NY
Property Address17 RUBY LN, CARMEL, NY 10512-2232
Document Number0071030178
Instrument DateMay 12, 2020
Transaction TypeMortgage
Record UpdatedJul 14, 2020
Title CompanyWFG LENDER SERVICES, WFG LENDER SVCS-RESWARE

Transferred To (Grantee/Buyer)

NameVerified Name
Address17 RUBY LN CARMEL NY 105122232, CARMEL, NY 10512-2232

Mortgage

Document Number0071030178
DateJun 26, 2020
Book Page007103/000178
Instrument4922
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 25, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Putnam County and Southeast Town records · Assessment roll updated April 29, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew York
CountyPutnam County
County SubdivisionSoutheast Town
Unified School DistrictNorth Salem Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$16,774.00 (-4.56%)$746,600 (+6.43%) Land $129,200 Building $617,400$746,600 (+6.43%) Land $129,200 Building $617,400
2024$17,576.00
2023$701,500 (+1%) Land $129,200 Building $572,300$701,500 (+1%) Land $129,200 Building $572,300
2022$637,700 Land $129,200 Building $508,500$637,700 Land $129,200 Building $508,500

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