10 Ruby Ln, Carmel, NY 10512 Property Records

Putnam County and Southeast Town property record for 10 Ruby Ln, Carmel, NY 10512 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 1997
Square Footage	5,112 sqft Living Area
Lot Size	74,923 sqft (1.72 acres)
Occupancy	Owner Occupied
Last Sale	$620,000 (2011)
Tax Bill	$22,508.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`373089 77.-1-32`
Alternative APN	`308907700000010320000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	5,112 sqft Living Area
Gross Area	5,612 sqft Gross Area
1st Floor	1,520 sqft 1st Floor
2nd Floor	2,084 sqft 2nd Floor
Basement Area	1,508 sqft Basement
Finished Basement	1,508 sqft Finished
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Colonial Style
Exterior Material	Wood Exterior
Lot Area	74,923 sqft (1.72 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	500 sqft Garage
Shed	1 Shed
Porch	Open Porch
Porch Area	376 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	10 RUBY LN
City	CARMEL
State	NY
Zip	10512-2233
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Subdivision	FINAL SUBDIVISION MAP MEOLA & CARPENTER
Legal Block	1
Legal Lot Number	32.00
Jurisdiction	PUTNAM NY
Minor Civil Division	SOUTHEAST
Census Blockgroup	2
Census Block	2035
Census Tract	11700

Owner

Source: Putnam County and Southeast Town records · APN 373089 77.-1-32

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10 RUBY LN, CARMEL, NY 10512-2233
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Known Transactions	Last Sale Amount on Dec 06, 2011 Deed Sale Price on Dec 06, 2011 Prior Sale Amount on Dec 06, 2011
Deed Book / Page	1887 / 437
Record Refreshed	Jun 08, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	10 RUBY LN, CARMEL, NY 10512-2233
Transaction Type	Mortgage
Record Updated	May 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 RUBY LN, CARMEL, NY 10512-2233

Mortgage

Document Number	0071680134
Date	Oct 15, 2020
Book Page	7168/134
Instrument	8456-2020

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 01, 2030

Tax Assessment & Valuation

Source: Putnam County and Southeast Town records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Southeast Town
Unified School District	North Salem Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$947,900 (+5%) Land $115,300 Building $832,600	$947,900 (+5%) Land $115,300 Building $832,600
2024	$22,508.00
2023		$902,800 (+1%) Land $115,300 Building $787,500	$902,800 (+1%) Land $115,300 Building $787,500
2022		$820,700 Land $115,300 Building $705,400	$820,700 Land $115,300 Building $705,400