St. Charles County property record for 3 Royalltrail Ct, O Fallon, MO 63368
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,145 sqft · built 1995 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $404,320 (May 2024) |
| Tax Bill | $3,356 (2025) |
| Deeds & Mortgages | May 2024 Mortgage Mar 2024 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A952000428 |
| Primary APN | A952000428 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,145 sqft Living Area |
| Gross Area | 2,701 sqft |
| 1st Floor Area | 1,145 sqft |
| Basement Area | 1,115 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 210 sqft |
| Patio Area | 210 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A952000428 |
|---|---|
| Street Address | 3 ROYALLTRAIL CT |
| City | O FALLON |
| State | MO |
| Zip | 63368-6978 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROYALLSPRINGS #4 LOT 110 |
| Legal Subdivision | ROYALLSPRINGS #4 |
| Legal Lot Number | 110 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WELDON SPRING |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 311732 |
Source: St. Charles County assessment roll, as of August 13, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 ROYALLTRAIL CT, O FALLON, MO 63368-6978 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 3, 2024 | Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO |
| Mar 4, 2024 | Warranty Deed, Transfer · Line of Credit BDS 44 LLC |
| Aug 27, 2019 | Deed of Trust, Mortgage · VA Mortgage PARAMOUNT BANK |
| Oct 2, 2018 | Warranty Deed, Transfer · VA Mortgage BROKER SOLUTIONS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 3, 2024 · Amount on Record |
| Deed Sale | May 3, 2024 · Amount on Record |
| Prior Sale | Mar 4, 2024 · Amount on Record |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 3, 2024 |
| Property Address | 3 ROYALLTRAIL CT, O FALLON, MO 63368-6978 |
| Document Number | 0000017085 |
| Map Reference | MB 31 PG 396 |
| Instrument Date | May 1, 2024 |
| Instrument | 2024R-017085 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2024 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4 HIDDEN DEER CT, O FALLON, MO 63368-7190 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3 ROYALLTRAIL CT, O FALLON, MO 63368-6978 |
| Document Number | 0000017086 |
|---|---|
| Date | May 3, 2024 |
| Instrument | 2024R-017086 |
| Name | FIRST STATE BANK OF ST CHARLES MO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 4, 2024 |
| Property Address | 3 ROYALLTRAIL CT, O FALLON, MO 63368-6978 |
| Document Number | 0000008059 |
| Map Reference | MB 31 PG 396 |
| Instrument Date | Feb 29, 2024 |
| Instrument | 2024R-008059 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2024 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1322 JASPER LN, WASHINGTON, MO 63090-4148 |
| Name | Verified Name |
|---|---|
| Address | 4 HIDDEN DEER CT, O FALLON, MO 63368-7190 |
| Document Number | 0000008060 |
|---|---|
| Date | Mar 4, 2024 |
| Instrument | 2024R-008060 |
| Name | BDS 44 LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3 ROYALLTRAIL CT, O FALLON, MO 63368-6978 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000457870 |
|---|---|
| Date | Aug 27, 2019 |
| Book Page | 7131/0496 |
| Instrument | 20190827000457870 |
| Name | PARAMOUNT BANK |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Oct 2, 2018 |
| Property Address | 3 ROYALLTRAIL CT, O FALLON, MO 63368-6978 |
| Document Number | 0000565570 |
| Book / Page | 6985 / 1412 |
| Map Reference | MB 31 PG 396 |
| Instrument Date | Sep 27, 2018 |
| Instrument | 20181002000565570 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2022 |
| Title Company | US TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3 ROYALLTRAIL CT, 3, O FALLON, MO 63368-6978 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3 ROYALLTRAIL CT, O FALLON, MO 63368-6978 |
| Document Number | 0000565580 |
|---|---|
| Date | Oct 2, 2018 |
| Instrument | 20181002000565580 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2048 |
Source: St. Charles County assessment roll, as of August 13, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,356.00 (+10.65%) | $52,142 (+14.08%) | $274,430 (+14.08%) Building $274,430 |
| 2024 | $3,033.00 | ||
| 2023 | $45,707 | ||
| 2022 | $240,564 Land $50,000 Building $190,564 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Holdings Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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