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12 Royalltrail Ct, O Fallon, MO 63368 Property Records

St. Charles County property record for 12 Royalltrail Ct, O Fallon, MO 63368 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,474 sqft · built 1994
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on File
Last Sale$265,000 (Jan 2021)
Tax Bill$3,995 (2025)
Deeds & MortgagesJan 2021 Mortgage
Jan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNA952000412

Property Details

APN / Parcel Number

Primary APNA952000412
Alternative APN
  • 2-0126-7108-00-0094.0000000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,474 sqft Living Area
1st Floor Area1,474 sqft
Basement Area1,409 sqft
Finished Basement1,000 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Architectural StyleRanch
Exterior MaterialComposition/Composite
Lot Area9,148 sqft (0.21 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area36 sqft
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account NumberA952000412
Old Parcel NumberA952000412
Street Address12 ROYALLTRAIL CT
CityO FALLON
StateMO
Zip63368-6978
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionROYALLSPRINGS #4 LOT 94
Legal Range03E
Legal Township46N
Legal SubdivisionROYALLSPRINGS #4
Legal Lot Number94
JurisdictionST CHARLES MO
Township / Civil DivisionWELDON SPRING
Census Block Group2
Census Block2000
Census Tract311732

Owner

Source: St. Charles County records · APN A952000412

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address12 ROYALLTRAIL CT, O FALLON, MO 63368-6978
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2021Deed of Trust, Mortgage · FHA Mortgage
JLB CORP
Jan 25, 2021Warranty Deed, Transfer · Conventional Mortgage
JLB CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 25, 2021 · Amount on Record
Deed SaleJan 25, 2021 · Amount on Record
Deed Document Number0020217009
Deed Book / Page2021 / 7009
Record UpdatedJun 08, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address12 ROYALLTRAIL CT, O FALLON, MO 63368-6978
Transaction TypeMortgage
Record UpdatedOct 04, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007675
DateJan 26, 2021
Instrument2021R-007675
Lender
NameJLB CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term307 Months
DueAug 01, 2046

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateJan 25, 2021
Property Address12 ROYALLTRAIL CT, O FALLON, MO 63368-6978
Document Number0000007009
Map ReferenceMB 31 PG 396
Instrument DateJan 15, 2021
Instrument2021R-007009
Transaction TypeTransfer
Record UpdatedOct 04, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2516 DESERT BUTTE DR, 2516, LAS VEGAS, NV 89134-8866

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 ROYALLTRAIL CT, O FALLON, MO 63368-6978

Mortgage

Document Number0000007010
DateJan 25, 2021
Instrument2021R-007010
Lender
NameJLB CORP
TypeMortgage Company
AddressSAINT LOUIS, MO 63146
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,995.00$62,182 (+6.23%)$327,274 (+6.23%)
2023$58,537
2022$308,087 Land $50,000 Building $258,087

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833117322, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 472 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Gateway Fiber HoldingsFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
Wisper ISPFixed Wireless400 / 30
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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