St. Charles County property record for 11 Royalltrail Ct, O Fallon, MO 63368
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,099 sqft · built 1994 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $172,000 (Apr 2007) |
| Tax Bill | $3,824 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Jul 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A952000424 |
| Primary APN | A952000424 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,099 sqft Living Area |
| Gross Area | 3,191 sqft |
| 1st Floor Area | 1,399 sqft |
| Basement Area | 1,351 sqft |
| Finished Basement | 700 sqft |
| Unfinished Basement | 651 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 20 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A952000424 |
|---|---|
| Street Address | 11 ROYALLTRAIL CT |
| City | O FALLON |
| State | MO |
| Zip | 63368-6978 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROYALLSPRINGS #4 LOT 106 |
| Legal Subdivision | ROYALLSPRINGS #4 |
| Legal Lot Number | 106 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WELDON SPRING |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 311732 |
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11 ROYALLTRAIL CT, O FALLON, MO 63368-6978 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JLB CORP |
| Jul 15, 2022 | Beneficiary Deed, Transfer |
| Mar 24, 2020 | Deed of Trust, Mortgage GOLDEN OAK LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 12, 2007 · Amount on Record |
| Deed Sale | Apr 12, 2007 · Amount on Record |
| Prior Sale | Sep 8, 2006 · Amount on Record |
| Deed Document Number | 2007303850 |
| Deed Book / Page | 4730 / 773 |
| Last Transfer Date | Jul 15, 2022 |
| Transfer Doc | 0000039374 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 11 ROYALLTRAIL CT, O FALLON, MO 63368-6978 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2022 |
| Name | Verified Name |
|---|---|
| Address | 11 ROYALLTRAIL CT, O FALLON, MO 63368-6978 |
| Document Number | 0000043548 |
|---|---|
| Date | May 19, 2021 |
| Instrument | 2021R-043548 |
| Name | JLB CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAINT LOUIS, MO 63146 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2036 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jul 15, 2022 |
| Property Address | 11 ROYALLTRAIL CT, O FALLON, MO 63368-6978 |
| Document Number | 0000039374 |
| Map Reference | MB 31 PG 396 |
| Instrument Date | Jul 15, 2022 |
| Instrument | 2022R-039374 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 11 ROYALLTRAIL CT, O FALLON, MO 63368-6978 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 11 ROYALLTRAIL CT, O FALLON, MO 63368-6978 |
| Document Number | 0072590996 |
| Instrument Date | Mar 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11 ROYALLTRAIL CT O FALLON MO 633686978, O FALLON, MO 63368-6978 |
| Document Number | 0072590996 |
|---|---|
| Date | Mar 31, 2020 |
| Book Page | 007259/000996 |
| Instrument | 196930 |
| Name | GOLDEN OAK LNDG |
|---|---|
| Address | SAINT LOUIS, MO 63146 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Mar 30, 2040 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $59,499 (-) | $313,153 (-) Building $313,153 | |
| 2025 | $3,824.00 | $59,499 (+10.04%) | $313,153 (+10.04%) |
| 2023 | $54,068 | ||
| 2022 | $284,569 Land $50,000 Building $234,569 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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