Union County and Berkeley Heights Township property record for 3 Ridge Dr, Berkeley Heights, NJ 07922
| Property Type | Single Family Home |
|---|---|
| Details | 1,476 sqft · built 1939 |
| Lot Size | 0.353 acres (15,377 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $255,000 (Apr 1997) |
| Tax Bill | $15,945 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-04603-0000-00019 |
| Primary APN | 01-04603-0000-00019 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,476 sqft Living Area |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Construction Type | Frame |
| Lot Area | 15,377 sqft (0.353 acres) |
| Lot Dimensions | 141 ft deep x 109 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 3 RIDGE DR |
|---|---|
| City | BERKELEY HEIGHTS |
| State | NJ |
| Zip | 07922-2109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | ADDITIONAL LOTS: 276 9-5A |
| Legal Block | 4603 |
| Legal Lot Number | 19 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | BERKELEY HEIGHTS |
| Census Block Group | 4 |
| Census Block | 4026 |
| Census Tract | 38201 |
3 Ridge Dr is owned and occupied by two individuals who bought it in April 1997.
Source: Union County and Berkeley Heights Township records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 RIDGE DR, BERKELEY HEIGHTS, NJ 07922-2109 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 1997 · Amount on File |
| Deed Sale | Apr 1, 1997 · Amount on File |
| Prior Sale | Sep 27, 1994 · Amount on File |
| Deed Document Number | 199738067 |
| Deed Book / Page | 4502 / 75 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 3 RIDGE DR, BERKELEY HEIGHTS, NJ 07922-2109 |
| Transaction Type | Mortgage |
| Record Updated | Jul 6, 2021 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|
| Document Number | 0149922045 |
|---|---|
| Date | Jun 18, 2021 |
| Book Page | 14992/2045 |
| Instrument | 14753 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63368 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jul 1, 2031 |
The 2025 property tax bill for 3 Ridge Dr was $15,945, up 2.7% from the year before.
Source: Union County and Berkeley Heights Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Berkeley Heights Township |
| Unified School District | Berkeley Heights Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $362,300 (-) Land $125,200 Building $237,100 | $362,300 (-) Land $125,200 Building $237,100 | |
| 2025 | $15,945.00 (+2.67%) | $362,300 Land $125,200 Building $237,100 | $362,300 Land $125,200 Building $237,100 |
| 2024 | $15,531.00 | ||
| 2023 | $362,300 Land $125,200 Building $237,100 | $362,300 Land $125,200 Building $237,100 | |
| 2022 | $15,212.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Ridge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 16 units insured incl. 12 condo units |
| Nearby Flood Claims | 5 (1984–2025) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Ridge Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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