Union County and Berkeley Heights Township property record for 10 Ridge Dr, Berkeley Heights, NJ 07922
| Property Type | Single Family Home |
|---|---|
| Details | 1,542 sqft · built 1950 |
| Lot Size | 0.293 acres (12,763 sqft) |
| Owner | Individual Name on File |
| Last Sale | $478,000 (Jan 2005) |
| Tax Bill | $10,171 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage May 2017 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-04602-0000-00020 |
| Primary APN | 01-04602-0000-00020 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,542 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Construction Type | Frame |
| Lot Area | 12,763 sqft (0.293 acres) |
| Lot Dimensions | 170 ft deep x 75 ft wide |
| Street Address | 10 RIDGE DR |
|---|---|
| City | BERKELEY HEIGHTS |
| State | NJ |
| Zip | 07922-2110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20 |
| Legal Block | 4602 |
| Legal Lot Number | 20 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | BERKELEY HEIGHTS |
| Census Block Group | 4 |
| Census Block | 4027 |
| Census Tract | 38201 |
10 Ridge Dr is owned and occupied by an individual who acquired it in February 2009.
Source: Union County and Berkeley Heights Township records, as of July 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10 RIDGE DR, BERKELEY HEIGHTS, NJ 07922-2110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 30, 2026 | Intrafamily Transfer, Transfer · Conventional Mortgage KEYSTONE FUNDING INC |
| May 4, 2017 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Feb 5, 2020 | Deed of Trust, Mortgage · Line of Credit HSBC BANK USA |
| Apr 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HSBC BANK USA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 20, 2005 · Amount on File |
| Deed Sale | Jan 20, 2005 · Amount on File |
| Deed Book / Page | 5480 / 538 |
| Last Transfer Date | Feb 24, 2009 |
| Transfer Doc | 0057540378 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jan 30, 2026 |
| Property Address | 10 RIDGE DR, BERKELEY HEIGHTS, NJ 07922-2110 |
| Document Number | 0066092184 |
| Book / Page | 6609 / 2184 |
| Instrument Date | Jan 16, 2026 |
| Instrument | 52538 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2026 |
| Title Company | SURE TITLE COMPANY LLC, SURETY TITLE COMPANY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10 RIDGE DR, BERKELEY HEIGHTS, NJ 07922-2110 |
| Name | Verified Name |
|---|---|
| Address | 10 RIDGE DR, BERKELEY HEIGHTS, NJ 07922-2110 |
| Document Number | 0000088078 |
|---|---|
| Date | Jan 30, 2026 |
| Instrument | 88078 |
| Name | KEYSTONE FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 10 RIDGE DR, BERKELEY HEIGHTS, NJ 07922-2110 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0142662177 |
|---|---|
| Date | May 4, 2017 |
| Book Page | 14266/2177 |
| Instrument | 639976 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | PATTERSON, GA 31557 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 10 RIDGE DR, BERKELEY HEIGHTS, NJ 07922-2110 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | BOSTON NATIONAL TTL AGCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0146492817 |
|---|---|
| Date | Feb 5, 2020 |
| Book Page | 14649/2817 |
| Instrument | 686385 |
| Name | HSBC BANK USA |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10018 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 15, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 10 RIDGE DR, BERKELEY HEIGHTS, NJ 07922-2110 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0146812856 |
|---|---|
| Date | Apr 21, 2020 |
| Book Page | 14681/2856 |
| Instrument | 690217 |
| Name | HSBC BANK USA |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 177 Months |
| Due | Jan 1, 2035 |
The 2025 property tax bill for 10 Ridge Dr was $10,171, up 2.7% from the year before.
Source: Union County and Berkeley Heights Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Berkeley Heights Township |
| Unified School District | Berkeley Heights Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $231,100 (-) Land $136,700 Building $94,400 | $231,100 (-) Land $136,700 Building $94,400 | |
| 2025 | $10,171.00 (+2.66%) | $231,100 Land $136,700 Building $94,400 | $231,100 Land $136,700 Building $94,400 |
| 2024 | $9,907.00 | ||
| 2023 | $231,100 Land $136,700 Building $94,400 | $231,100 Land $136,700 Building $94,400 | |
| 2022 | $9,703.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 10 Ridge Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 16 units insured incl. 12 condo units |
| Nearby Flood Claims | 5 (1984–2025) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10 Ridge Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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