Union County and Berkeley Heights Township property record for 28 Ridge Dr, Berkeley Heights, NJ 07922
| Property Type | Single Family Home |
|---|---|
| Details | 2,578 sqft · built 1967 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $450,000 (Jul 1999) |
| Tax Bill | $15,043 (2025) |
| Deeds & Mortgages | May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-04602-0000-00017 |
| Primary APN | 01-04602-0000-00017 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,578 sqft Living Area |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Construction Type | Frame |
| Lot Area | 15,682 sqft (0.36 acres) |
| Lot Dimensions | 169 ft deep x 93 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 28 RIDGE DR |
|---|---|
| City | BERKELEY HEIGHTS |
| State | NJ |
| Zip | 07922-2110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | ADDITIONAL LOTS: 276 5-25 |
| Legal Subdivision | KNOB-HILL SEC B |
| Legal Block | 4602 |
| Legal Lot Number | 17 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | BERKELEY HEIGHTS |
| Census Block Group | 4 |
| Census Block | 4027 |
| Census Tract | 38201 |
Source: Union County and Berkeley Heights Township records, as of July 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 28 RIDGE DR, BERKELEY HEIGHTS, NJ 07922-2110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 6, 1999 · Amount on Record |
| Deed Sale | Jul 6, 1999 · Amount on Record |
| Deed Document Number | 199968363 |
| Deed Book / Page | 4837 / 231 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 28 RIDGE DR, BERKELEY HEIGHTS, NJ 07922-2110 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Title Company | BOSTON NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0147012091 |
|---|---|
| Date | May 28, 2020 |
| Book Page | 14701/2091 |
| Instrument | 692099 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63368 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Apr 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8% |
| Index | 1-Year LIBOR |
| Max Rate | 8% |
Source: Union County and Berkeley Heights Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Berkeley Heights Township |
| Unified School District | Berkeley Heights Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $341,800 (-) Land $139,400 Building $202,400 | $341,800 (-) Land $139,400 Building $202,400 | |
| 2025 | $15,043.00 (+2.67%) | $341,800 (-) Land $139,400 Building $202,400 | $341,800 (-) Land $139,400 Building $202,400 |
| 2024 | $14,652.00 (+2.09%) | ||
| 2023 | $341,800 Land $139,400 Building $202,400 | $341,800 Land $139,400 Building $202,400 | |
| 2022 | $14,352.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 16 units insured incl. 12 condo units |
| Nearby Flood Claims | 5 (1984–2025) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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