Beaufort County property record for 3 Refuge St, Bluffton, SC 29910
| Property Type | Single Family Home |
|---|---|
| Details | 7 bd · 14 ba · 8,637 sqft · built 2019 |
| Lot Size | 1.14 acres (49,658 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,100,000 (May 2020) |
| Tax Bill | $35,063 (2025) |
| Deeds & Mortgages | May 2020 Sale & Mortgage May 2019 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R61404700000840000 |
| Primary APN | R61404700000840000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 14 Baths |
| Half Baths | 7 Half Baths |
| Total Rooms | 20 Rooms |
| Stories | 2 Stories |
| Building Area | 8,637 sqft Living Area |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 49,658 sqft (1.14 acres) |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air |
|---|---|
| Heating Fuel | Gas |
| Account Number | 12997949 |
|---|---|
| Old Parcel Number | R61404700000840000 |
| Street Address | 3 REFUGE ST |
| City | BLUFFTON |
| State | SC |
| Zip | 29910-8371 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 6106 |
| Legal Description | 04/22 LOTS 176 & 177 COSOLIDATED PB157 PG7 LOT 176 PALMETTO BLUFF VILLAGE BLOCK |
| Legal Subdivision | PALMETTO BLUFF S/D |
| Legal Block | F |
| Legal Lot Number | 176-177 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 1 |
| Census Block | 1114 |
| Census Tract | 2102 |
3 Refuge St is owned and occupied by two individuals who bought it in May 2020.
Source: Beaufort County records, as of March 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 REFUGE ST, BLUFFTON, SC 29910-8371 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 6, 2020 | Grant Deed, Transfer BANK OF AMERICA |
| May 23, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Jan 8, 2019 | Trustee's Deed, Construction Loan · Line of Credit COASTAL STATES BK |
| Apr 4, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 6, 2020 · Amount on File |
| Deed Sale | May 6, 2020 · Amount on File |
| Prior Sale | May 23, 2019 · Amount on File |
| Deed Document Number | 2020023760 |
| Deed Book / Page | 3861 / 2093 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | May 6, 2020 |
| Property Address | 3 REFUGE ST, BLUFFTON, SC 29910-8371 |
| Document Number | 0000023760 |
| Book / Page | 003861 / 002093 |
| Instrument Date | Apr 7, 2020 |
| Instrument | 23760 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,770.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 104 CHAPIN PKWY BUFFALO NY 142091104, BUFFALO, NY 14209-1104 |
| Document Number | 23761 |
|---|---|
| Date | May 6, 2020 |
| Book Page | 003861/002096 |
| Instrument | 23761 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | 101 S TRYON ST, CHARLOTTE, NC 28280-0002 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 5, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | May 23, 2019 |
| Property Address | 3 REFUGE ST, BLUFFTON, SC 29910-8371 |
| Document Number | 0000027033 |
| Book / Page | 003762 / 001323 |
| Instrument Date | May 10, 2019 |
| Instrument | 27033 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $7,141.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8005 LAUGHTON LN LOUISVILLE KY 402225096, LOUISVILLE, KY 40222-5096 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Jan 8, 2019 |
| Property Address | 3 REFUGE ST, BLUFFTON, SC 29910-8371 |
| Book / Page | 003727 / 002593 |
| Instrument Date | Jan 4, 2019 |
| Instrument | 1358 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 23, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 120 CAMBRIDGE AVE LINWOOD NJ 082212315, LINWOOD, NJ 08221-2315 |
| Document Number | 0000001358 |
|---|---|
| Date | Jan 8, 2019 |
| Book Page | 003727/002593 |
| Instrument | 1358 |
| Name | COASTAL STATES BK |
|---|---|
| Type | Bank |
| Address | HILTON HEAD ISLAND, SC 29938 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jan 7, 2020 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Apr 4, 2017 |
| Property Address | 3 REFUGE ST, BLUFFTON, SC 29910-8371 |
| Document Number | 0000016709 |
| Book / Page | 003564 / 001318 |
| Instrument Date | Mar 20, 2017 |
| Instrument | 16709 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,388.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 120 CAMBRIDGE AVE LINWOOD NJ 082212315, LINWOOD, NJ 08221-2315 |
The 2025 property tax bill for 3 Refuge St was $35,063, down 0.1% from the year before.
Source: Beaufort County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Municipality | Bluffton Town |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $35,063.00 (-0.06%) | $221,110 (-4.38%) | |
| 2024 | $35,085.00 (+54.95%) | $231,248 (+51.4%) Land $57,000 Building $174,248 | $5,781,200 (-) Land $1,425,000 Building $4,356,200 |
| 2023 | $22,643.00 (+8.8%) | $152,740 (+23.18%) Land $57,000 Building $95,740 | $5,781,200 (+86.49%) Land $1,425,000 Building $4,356,200 |
| 2022 | $20,812.00 | $124,000 Land $50,000 Building $74,000 | $3,100,000 Land $1,250,000 Building $1,850,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3 Refuge St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 666 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 666 in force |
| Nearby Flood Claims | 13 (1991–2021) |
| Claims Outside the SFHA | 7 of 13 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Refuge St is moderate, ranking above 61% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 81% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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