Beaufort County property record for 12 Refuge St, Bluffton, SC 29910
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 6 ba · 4,340 sqft · built 2022 |
| Lot Size | 0.29 acres (12,666 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $175,000 (Jan 2020) |
| Tax Bill | $20,400 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Dec 2025 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R61404700000730000 |
| Primary APN | R61404700000730000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 4 Half Baths |
| Total Rooms | 16 Rooms |
| Stories | 1 Story |
| Building Area | 4,340 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 12,666 sqft (0.29 acres) |
| Heating System | Heat Pump |
|---|
| Street Address | 12 REFUGE ST |
|---|---|
| City | BLUFFTON |
| State | SC |
| Zip | 29910-8371 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 6106 |
| Legal Description | LOT 165 PALMETTO BLUFF VILLAGE BLOCK F PB110 P177-181 PB114 P39 |
| Legal Subdivision | PALMETTO BLUFF S/D |
| Legal Block | F |
| Legal Lot Number | 165 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 1 |
| Census Block | 1102 |
| Census Tract | 2102 |
12 Refuge St is owner-occupied and held in a trust since July 2020.
Source: Beaufort County records, as of August 12, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 12 REFUGE ST, BLUFFTON, SC 29910-8371 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 28, 2026 | Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK |
| Dec 9, 2025 | Intrafamily Transfer, Transfer |
| Oct 28, 2025 | Intrafamily Transfer, Transfer |
| Sep 14, 2020 | Deed of Trust, Mortgage · Construction Mortgage SOUTH STATE BANK |
| Sep 10, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jan 28, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 28, 2020 · Amount on File |
| Deed Sale | Jan 28, 2020 · Amount on File |
| Prior Sale | May 17, 2013 · Amount on File |
| Deed Document Number | 20204752 |
| Deed Book / Page | 3831 / 2934 |
| Last Transfer Date | Jul 30, 2020 |
| Transfer Doc | 0000050730 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Jul 28, 2026 |
| Property Address | 12 REFUGE ST, BLUFFTON, SC 29910-8371 |
| Document Number | 0000033885 |
| Book / Page | 4564 / 201 |
| Instrument Date | Jul 8, 2026 |
| Instrument | 202633885 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust, 165 |
| Address | 12 REFUGE ST, BLUFFTON, SC 29910-8371 |
| Document Number | 0000033885, |
|---|---|
| Date | Jul 28, 2026 |
| Book Page | 4564/201 |
| Instrument | 202633885 |
| Name | SOUTH STATE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 20, 2036 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Dec 9, 2025 |
| Property Address | 12 REFUGE ST, BLUFFTON, SC 29910-8371 |
| Document Number | 0000055240 |
| Book / Page | 4490 / 686 |
| Map Reference | MB 110 PG 177 |
| Instrument Date | Dec 8, 2025 |
| Instrument | 2025055240 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 REFUGE ST, BLUFFTON, SC 29910-8371 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Oct 28, 2025 |
| Property Address | 12 REFUGE ST, BLUFFTON, SC 29910-8371 |
| Document Number | 0000048554 |
| Book / Page | 4477 / 2355 |
| Map Reference | MB 110 PG 177 |
| Instrument Date | Oct 15, 2025 |
| Instrument | 2025048554 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 REFUGE ST, BLUFFTON, SC 29910-8371 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 12 REFUGE ST, BLUFFTON, SC 29910-8371 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000051230 |
|---|---|
| Date | Sep 14, 2020 |
| Book Page | 3907/2949 |
| Instrument | 2020051230 |
| Name | SOUTH STATE BANK |
|---|---|
| Type | Bank |
| Address | CHARLESTON, SC 29406 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Sep 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.25% |
| Index | 1-Year LIBOR |
| Max Rate | 8.25% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Sep 10, 2020 |
| Property Address | 12 REFUGE ST, BLUFFTON, SC 29910-8371 |
| Document Number | 0000050730 |
| Book / Page | 003906 / 003343 |
| Instrument Date | Jul 30, 2020 |
| Instrument | 50730 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7417 N CEDAR AVE FRESNO CA 937203637, FRESNO, CA 93720-3637 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Jan 28, 2020 |
| Property Address | 12 REFUGE ST, BLUFFTON, SC 29910-8371 |
| Document Number | 0000004752 |
| Book / Page | 003831 / 002934 |
| Instrument Date | Jan 24, 2020 |
| Instrument | 4752 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $648.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7417 N CEDAR AVE FRESNO CA 937203637, FRESNO, CA 93720-3637 |
The 2025 property tax bill for 12 Refuge St was $20,400, up 1.5% from the year before.
Source: Beaufort County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Municipality | Bluffton Town |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $20,400.00 (+1.48%) | $71,010 (-) | |
| 2024 | $20,102.00 (+1.08%) | $71,010 (-) | $1,411,200 (-) Land $475,000 Building $936,200 |
| 2023 | $19,888.00 (+422.68%) | $71,010 (+450.47%) | $1,411,200 (+556.37%) Land $475,000 Building $936,200 |
| 2022 | $3,805.00 | $12,900 | $215,000 Land $215,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 12 Refuge St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 666 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 666 in force |
| Nearby Flood Claims | 13 (1991–2021) |
| Claims Outside the SFHA | 7 of 13 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12 Refuge St is moderate, ranking above 61% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 81% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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