Beaufort County property record for 15 Refuge St, Bluffton, SC 29910
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 8 ba · 4,278 sqft · built 2017 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,925,000 (Aug 2020) |
| Tax Bill | $14,105 (2025) |
| Deeds & Mortgages | Aug 2020 Sale & Mortgage Oct 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R61404700000890000 |
| Primary APN | R61404700000890000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 8 Baths |
| Half Baths | 4 Half Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 4,278 sqft Living Area |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 12997994 |
|---|---|
| Old Parcel Number | R61404700000890000 |
| Street Address | 15 REFUGE ST |
| City | BLUFFTON |
| State | SC |
| Zip | 29910-8371 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 6106 |
| Legal Description | LOT 181 PALMETTO BLUFF VILLAGE BLOCK F PB110 P177-181 PB114 P39 |
| Legal Subdivision | PALMETTO BLUFF S/D |
| Legal Block | F |
| Legal Lot Number | 181 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 1 |
| Census Block | 1114 |
| Census Tract | 2102 |
Source: Beaufort County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 15 REFUGE ST, BLUFFTON, SC 29910-8371 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 13, 2020 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Oct 11, 2018 | Deed of Trust, Mortgage STIFEL BK&TR |
| Aug 22, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 13, 2020 · Amount on Record |
| Deed Sale | Aug 13, 2020 · Amount on Record |
| Prior Sale | Aug 22, 2017 |
| Deed Document Number | 2020044467 |
| Deed Book / Page | 3896 / 988 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Aug 13, 2020 |
| Property Address | 15 REFUGE ST, BLUFFTON, SC 29910-8371 |
| Document Number | 0000044467 |
| Book / Page | 3896 / 988 |
| Map Reference | MB 110 PG 177 |
| Instrument Date | Aug 5, 2020 |
| Instrument | 2020044467 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,005.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 15 REFUGE ST, BLUFFTON, SC 29910-8371 |
| Investor | Possibly a Property Investor |
| Document Number | 0000044468 |
|---|---|
| Date | Aug 13, 2020 |
| Instrument | 2020044468 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Sep 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 7.5% |
| Index | 1-Year LIBOR |
| Max Rate | 7.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 15 REFUGE ST, BLUFFTON, SC 29910-8371 |
| Document Number | 0000056661 |
| Instrument Date | Oct 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 15 REFUGE ST BLUFFTON SC 299108371, BLUFFTON, SC 29910-8371 |
| Document Number | 0000056661 |
|---|---|
| Date | Oct 18, 2018 |
| Book Page | 003708/001631 |
| Instrument | 56661 |
| Name | STIFEL BK&TR |
|---|---|
| Type | Bank |
| Address | 12655 OLIVE BLVD # 250, ST LOUIS, MO 63141-6343 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 17, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Aug 22, 2017 |
| Property Address | 15 REFUGE ST, BLUFFTON, SC 29910-8371 |
| Document Number | 0000045792 |
| Book / Page | 003601 / 000561 |
| Instrument Date | Aug 4, 2017 |
| Instrument | 45792 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 20 TOWNE DR #230 BLUFFTON SC 299104204, 230, BLUFFTON, SC 29910-4204 |
Source: Beaufort County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Municipality | Bluffton Town |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,105.00 (-0.06%) | $88,550 (-13.11%) | |
| 2024 | $14,114.00 | $101,916 (-) Land $19,000 Building $82,916 | $2,547,900 (-) Land $475,000 Building $2,072,900 |
| 2023 | $14,114.00 (-58.37%) | $101,916 (+32.36%) Land $19,000 Building $82,916 | $2,547,900 (+32.36%) Land $475,000 Building $2,072,900 |
| 2022 | $33,901.00 | $77,000 Land $8,600 Building $68,400 | $1,925,000 Land $215,000 Building $1,710,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 666 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 666 in force |
| Nearby Flood Claims | 13 (1991–2021) |
| Claims Outside the SFHA | 7 of 13 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 81% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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