3 Pearl St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 3 Pearl St, Saint Augustine, FL 32084 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 2007
Square Footage1,417 sqft Living Area
Lot Size4,791 sqft (0.11 acres)
OccupancyOwner Occupied
Last Sale$159,900 (2017)
Tax Bill$2,954.00 (2025)

Property Details

APN / Parcel Number

Primary APN106695-0000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Building Area1,417 sqft Living Area
1st Floor1,066 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 2007
Exterior MaterialConcrete Block Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area4,791 sqft (0.11 acres)
Depth X Width100 ft x 50 ft Depth x Width
Patio Area175 sqft Patio
Porch Area170 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address3 PEARL ST
CitySAINT AUGUSTINE
StateFL
Zip32084-0456
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionRAVENSWOOD SUB E1/2 LOT 3 (EX N50FT) BLK 11 OR4346/722 & 4642/190(F/J) & 5446/1213
Legal Range29E
Legal Township07S
Legal Section41
Legal SubdivisionRAVENSWOOD SUBDIVISION
Legal Block11
Legal Lot Number3
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup2
Census Block2066
Census Tract20300

Owner

Source: St. Johns County records · APN 106695-0000

Assessment roll updated April 13, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3 PEARL ST, SAINT AUGUSTINE, FL 32084-0456
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
M & T BANK
Mar 21, 2017Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 21, 2017 · Amount on Record
Deed SaleMar 21, 2017 · Amount on Record
Prior SaleMar 04, 2016 · Amount on Record
Deed Doc Number201719270
Deed Book / Page4346 / 722
Last Transfer DateJul 30, 2021
Transfer Doc0054461213
Record RefreshedSep 20, 2026

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOHNS FL
Recording DateDec 16, 2021
Property Address3 PEARL ST, SAINT AUGUSTINE, FL 32084-0456
Document Number0054461213
Book / Page5446 / 1213
Instrument DateJul 30, 2021
Instrument2021136056
Transaction TypeTransfer
Record UpdatedFeb 12, 2024
Title CompanyBOSTON NATIONAL TITLE LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 PEARL ST, ST AUGUSTINE, FL 32084-0456

Mortgage

Document Number0054461217
DateDec 16, 2021
Instrument5446/1217
Lender
NameM & T BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueOct 01, 2051

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateMar 21, 2017
Property Address3 PEARL ST, SAINT AUGUSTINE, FL 32084-0456
Document Number0043460722
Book / Page4346 / 0722
Instrument DateMar 13, 2017
Instrument2017019270
Transaction TypeTransfer
Record UpdatedAug 31, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address151 SOUTHHALL LN STE 230, 151, MAITLAND, FL 32751-7772

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 PEARL ST, SAINT AUGUSTINE, FL 32084-0456

Mortgage

Document Number2017019271
DateMar 21, 2017
Instrument2017019271
Lender
NameHOMESTAR FINANCIAL CORP
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2047

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
MunicipalitySt. Augustine City
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$193,022 (+2.7%)$276,073 (+5.17%) Land $75,000 Building $201,073
2025$2,954.00 (+8.4%) Homeowner's exemption$187,947 (+5.99%)$262,492 (+16.98%) Land $75,000 Building $187,492
2024$2,725.00 (+2.91%)
2023$2,648.00 (+3.76%) Homeowner's exemption$177,330 (+3%)$224,387 (+10.61%) Land $43,225 Building $181,162
2022$2,552.00 Homeowner's exemption$172,165$202,855 Land $42,542 Building $160,313

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 2% of the US · above 2% of Florida
Wildfire LikelihoodAbout 1 in 9,091 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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