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22 Pearl St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 22 Pearl St, Saint Augustine, FL 32084 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,150 sqft · built 2003
Lot Size0.11 acres (4,791 sqft)
OwnerIndividual Name on File
Last Sale$337,000 (May 2023)
Tax Bill$4,893 (2025)
Deeds & MortgagesMay 2023 Sale & Mortgage
Nov 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN106980-0150

Property Details

APN / Parcel Number

Primary APN106980-0150

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,150 sqft Living Area
Gross Area1,410 sqft
1st Floor Area1,150 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2008
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area4,791 sqft (0.11 acres)
Lot Dimensions100 ft deep x 50 ft wide
Garage TypeAttached
Garage Area260 sqft
Parking Spaces1 Parking Space
PorchFinished/Open Porch
Porch Area24 sqft
Patio Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address22 PEARL ST
CitySAINT AUGUSTINE
StateFL
Zip32084-3437
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJACKSON SUB LOT 15 BLK 12-A OR5756/1758
Legal Range29E
Legal Township07S
Legal Section41
Legal SubdivisionJACKSONS SUBDIVISION OF RAVENSWOOD SUBDI
Legal Block12
Legal Lot Number15
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2072
Census Tract20300

Owner

Source: St. Johns County records · APN 106980-0150

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address22 PEARL ST, SAINT AUGUSTINE, FL 32084-3437
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 12, 2023Warranty Deed, Transfer · FHA Mortgage
AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Nov 16, 2018Deed of Trust, Mortgage · Conventional with PMI
NATIONAL BK/COMMERCE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 12, 2023 · Amount on Record
Deed SaleMay 12, 2023 · Amount on Record
Prior SaleNov 22, 2013 · Amount on Record
Deed Document Number202336714
Deed Book / Page5756 / 1758
Prior Transfer DateMar 24, 2006
Prior Transfer Doc0026840175
Record UpdatedJun 08, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateMay 12, 2023
Property Address22 PEARL ST, SAINT AUGUSTINE, FL 32084-3437
Document Number0057561758
Book / Page5756 / 1758
Map ReferenceMB MM PG 322
Instrument DateMay 12, 2023
Instrument2023036714
Transaction TypeTransfer
Record UpdatedFeb 12, 2024
Title CompanyKNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SLN INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,359.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address104 TIMBERWOOD DR, ST AUGUSTINE, FL 32084-8387

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 PEARL ST, ST AUGUSTINE, FL 32084-3437
InvestorPossibly a Property Investor

Mortgage

Document Number0057561761
DateMay 12, 2023
Instrument5756/1761
Lender
NameAMERICAN NEIGHBORHOOD MTG ACCEPTANC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2053

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address22 PEARL ST, SAINT AUGUSTINE, FL 32084-3437
Document Number0046480470
Instrument DateNov 16, 2018
Transaction TypeMortgage
Record UpdatedDec 18, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address22 PEARL ST ST AUGUSTINE FL 320843437, ST AUGUSTINE, FL 32084-3437

Mortgage

Document Number0046480470
DateDec 03, 2018
Book Page004648/000470
Instrument85937
Lender
NameNATIONAL BK/COMMERCE
TypeBank
AddressATLANTA, GA 30305
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueDec 02, 2048

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
MunicipalitySt. Augustine City
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$294,752 (+2.7%)$311,133 (+6.02%) Land $75,000 Building $236,133
2025$4,893.00 (+8.06%) Homeowner's exemption$287,003 (+217.31%)$293,475 (+24.67%) Land $75,000 Building $218,475
2024$4,528.00 (+348.32%)
2023$1,010.00 (+5.98%) Homeowner's exemption$90,449 (+3%)$235,396 (+8.73%) Land $43,225 Building $192,171
2022$953.00 Homeowner's exemption$87,815$216,500 Land $42,542 Building $173,958

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090203002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 99 individual NFIP policies nearby
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies99 in force
Nearby Flood Claims16 (1979–2022)
Claims Outside the SFHA1 of 16
Most Recent ClaimSep 2022, tidal / storm surge, Hurricane Ian
Claims By Storm
  • Hurricane Irma, Sep 2017 · 4 claims
  • Hurricane Matthew, Oct 2016 · 4 claims

Wildfire

Wildfire RiskLow
above 2% of the US · above 2% of Florida
Wildfire LikelihoodAbout 1 in 9,091 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 360 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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