St. Johns County property record for 21 Pearl St, Saint Augustine, FL 32084
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,131 sqft · built 2023 |
| Lot Size | 0.11 acres (4,791 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $365,000 (Feb 2024) |
| Tax Bill | $5,319 (2025) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage Dec 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 106990-0180 |
| Primary APN | 106990-0180 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,131 sqft Living Area |
| 1st Floor Area | 1,131 sqft |
| Flooring | Carpet |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Concrete |
| Roof Type | Shed Roof |
| Roof Material | Metal |
| Lot Area | 4,791 sqft (0.11 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Porch | Finished/Open Porch |
| Porch Area | 90 sqft |
| Patio Area | 63 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 21 PEARL ST |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-3339 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JACKSON SUB LOT 18 BLK 12-B OR5898/713 |
| Legal Subdivision | JACKSONS SUBDIVISION OF RAVENSWOOD SUBDI |
| Legal Block | 12 |
| Legal Lot Number | 18 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2067 |
| Census Tract | 20300 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 199 NARRAGANSETT AVE, NEWPORT, RI 02840-6928 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 9, 2024 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BANK OF NEWPORT |
| Dec 14, 2022 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 9, 2024 · Amount on Record |
| Deed Sale | Feb 9, 2024 · Amount on Record |
| Deed Document Number | 202410244 |
| Deed Book / Page | 5898 / 713 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 9, 2024 |
| Property Address | 21 PEARL ST, ST AUGUSTINE, FL 32084-3339 |
| Document Number | 0058980713 |
| Book / Page | 5898 / 713 |
| Map Reference | MB MM PG 322 |
| Instrument Date | Feb 8, 2024 |
| Instrument | 2024010244 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 8, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,555.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 34 CORDOVA ST, ST AUGUSTINE, FL 32084-3629 |
| Name | Verified Name |
|---|---|
| Address | 199 NARRAGANSETT AVE, NEWPORT, RI 02840-6928 |
| Document Number | 0005898715 |
|---|---|
| Date | Feb 9, 2024 |
| Instrument | 5898/715 |
| Name | BANK OF NEWPORT |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2039 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 14, 2022 |
| Property Address | PEARL ST, SAINT AUGUSTINE, FL 32084 |
| Document Number | 0056791079 |
| Book / Page | 5679 / 1079 |
| Map Reference | MB MM PG 322 |
| Instrument Date | Dec 14, 2022 |
| Instrument | 2022112436 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 450 STATE ROAD 13106-32, SAINT JOHNS, FL 32259 |
| Name | Verified Name |
|---|---|
| Address | 450 STATE ROAD 13 STE 106-32, 106, SAINT JOHNS, FL 32259-3863 |
| Investor | Possibly a Property Investor |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine City |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $281,445 (+5.19%) Land $75,000 Building $206,445 | $281,445 (+5.19%) Land $75,000 Building $206,445 | |
| 2025 | $5,319.00 (+32.35%) | $267,551 (+18.99%) | $267,551 (+18.99%) Land $75,000 Building $192,551 |
| 2024 | $4,019.00 (+508.94%) | $224,848 (+542.42%) | $224,848 (+542.42%) Land $59,150 Building $165,698 |
| 2023 | $660.00 | $35,000 | $35,000 Land $35,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 99 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 99 in force |
| Nearby Flood Claims | 16 (1979–2022) |
| Claims Outside the SFHA | 1 of 16 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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