3 Oak St, Westbrook, ME 04092 Property Records

Cumberland County and Westbrook City property record for 3 Oak St, Westbrook, ME 04092

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,744 sqft · built 1920
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Oct 2019)
Tax Bill	$4,394 (2023)
Deeds & Mortgages	Mar 2024 Line of Credit Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WSBR M:035 L:044`

Property Details

APN / Parcel Number

Primary APN	`WSBR M:035 L:044`
Alternative APNs	`M:035 B:044` `2719`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,744 sqft Living Area
Gross Area	3,274 sqft
1st Floor Area	938 sqft
Attic	Attic
Attic Area	650 sqft
Basement Area	650 sqft
Unfinished Basement	350 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	3 OAK ST
City	WESTBROOK
State	ME
Zip	04092-4719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	11
Legal Lot Number	44
Jurisdiction	WESTBROOK ME
Township / Civil Division	WESTBROOK
Census Block Group	1
Census Block	1004
Census Tract	2800

Owner

Source: Cumberland County and Westbrook City records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3 OAK ST, WESTBROOK, ME 04092-4719
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2024	Deed of Trust, Mortgage · Line of Credit CAMDEN NATIONAL BANK
Oct 21, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage CAMDEN NATIONAL BANK
Jul 1, 2019	Deed of Trust, Transfer PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2019 · Amount on Record
Deed Sale	Oct 21, 2019 · Amount on Record
Prior Sale	Jul 2, 2019 · Amount on Record
Deed Document Number	201953130
Deed Book / Page	36090 / 323
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBROOK ME
Property Address	3 OAK ST, WESTBROOK, ME 04092-4719
Transaction Type	Mortgage
Record Updated	Apr 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0406630209
Date	Mar 22, 2024
Book Page	40663/209
Instrument	9457

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTBROOK ME
Recording Date	Oct 21, 2019
Property Address	3 OAK ST, WESTBROOK, ME 04092-4719
Document Number	0360900323
Book / Page	36090 / 323
Instrument Date	Oct 18, 2019
Instrument	53130
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 MAYFLOWER RD, AUGUSTA, ME 04330-6631

Mortgage

Document Number	53131
Date	Oct 21, 2019
Instrument	53131

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2019: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	WESTBROOK ME
Property Address	3 OAK ST, WESTBROOK, ME 04092-4719
Document Number	0357690064
Instrument Date	Jul 1, 2019
Transaction Type	Transfer
Record Updated	Jul 24, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7 PANTHER POND PINES RD RAYMOND ME 040716417, RAYMOND, ME 04071-6417

Mortgage

Document Number	0357690064
Date	Jul 2, 2019
Book Page	035769/000064
Instrument	29223

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	FREEPORT, ME 04032

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cumberland County and Westbrook City assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
Municipality	Westbrook City
Unified School District	Westbrook (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$4,394.00 (+10.4%)	$263,400 (+19.78%) Land $88,100 Building $175,300
2022	$3,980.00	$219,900 Land $73,500 Building $146,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1999–2010)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 2010 · Severe Winter Storm

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.7% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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