Cumberland County and Westbrook City property record for 28 Oak St, Westbrook, ME 04092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,892 sqft · built 1900 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | Company Name on File |
| Tax Bill | $4,849 (2023) |
| Deeds & Mortgages | Jun 2022 Line of Credit Mar 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | WSBR M:035 L:016 |
| Primary APN | WSBR M:035 L:016 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,892 sqft Living Area |
| Gross Area | 4,068 sqft |
| 1st Floor Area | 992 sqft |
| Attic | Attic |
| Attic Area | 900 sqft |
| Basement Area | 900 sqft |
| Unfinished Basement | 900 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,761 sqft (0.27 acres) |
| Deck Area | Deck Area |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 28 OAK ST |
|---|---|
| City | WESTBROOK |
| State | ME |
| Zip | 04092-4730 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 11 |
| Legal Lot Number | 16 |
| Jurisdiction | WESTBROOK ME |
| Township / Civil Division | WESTBROOK |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 2800 |
28 Oak St, a single family home, is owned by a company.
Source: Cumberland County and Westbrook City records, as of October 22, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 28 OAK ST, WESTBROOK, ME 04092-4730 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 8, 2022 | Deed of Trust, Mortgage · Line of Credit TRUCHOICE FEDERAL CREDIT UNION |
| Mar 18, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance TRUCHOICE FEDERAL CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTBROOK ME |
| Property Address | 28 OAK ST, WESTBROOK, ME 04092-4730 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0394830092 |
|---|---|
| Date | Jun 8, 2022 |
| Book Page | 39483/92 |
| Instrument | 29237 |
| Name | TRUCHOICE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTBROOK ME |
| Property Address | 28 OAK ST, WESTBROOK, ME 04092-4730 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0365160022 |
|---|---|
| Date | Mar 18, 2020 |
| Book Page | 36516/22 |
| Instrument | 14679 |
| Name | TRUCHOICE FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
Source: Cumberland County and Westbrook City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| Municipality | Westbrook City |
| Unified School District | Westbrook (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2023 | $4,849.00 (+10.76%) | $290,700 (+20.17%) Land $93,300 Building $197,400 |
| 2022 | $4,378.00 | $241,900 Land $77,700 Building $164,200 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 28 Oak St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1999–2010) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Feb 2010 · Severe Winter Storm |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 28 Oak St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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