70 Oak St, Westbrook, ME 04092 Property Records

Cumberland County and Westbrook City property record for 70 Oak St, Westbrook, ME 04092

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,247 sqft · built 1890
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$211,500 (Oct 2018)
Tax Bill	$3,656 (2023)
Deeds & Mortgages	Jun 2020 Refinance Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WSBR M:040 L:080`

Property Details

APN / Parcel Number

Primary APN	`WSBR M:040 L:080`
Alternative APNs	`M:040 B:080` `3746`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,247 sqft Living Area
Gross Area	2,250 sqft
1st Floor Area	774 sqft
Basement Area	762 sqft
Unfinished Basement	762 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	70 OAK ST
City	WESTBROOK
State	ME
Zip	04092-4335
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	11
Legal Lot Number	80
Jurisdiction	WESTBROOK ME
Township / Civil Division	WESTBROOK
Census Block Group	1
Census Block	1026
Census Tract	2800

Owner

Source: Cumberland County and Westbrook City records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	70 OAK ST, WESTBROOK, ME 04092-4335
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ANDROSCOGGIN BANK
Oct 9, 2018	Warranty Deed, Transfer · FHA Mortgage BANGOR SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2018 · Amount on Record
Deed Sale	Oct 9, 2018 · Amount on Record
Deed Document Number	201851642
Deed Book / Page	35202 / 306
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBROOK ME
Property Address	70 OAK ST, WESTBROOK, ME 04092-4335
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0368700302
Date	Jun 30, 2020
Book Page	36870/302
Instrument	35774

Lender

Name	ANDROSCOGGIN BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTBROOK ME
Recording Date	Oct 9, 2018
Property Address	70 OAK ST, WESTBROOK, ME 04092-4335
Document Number	0352020306
Book / Page	35202 / 0306
Instrument	000000051642
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051643
Date	Oct 9, 2018
Instrument	000000051643

Lender

Name	BANGOR SAVINGS BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 9, 2048

Tax Assessment & Valuation

Source: Cumberland County and Westbrook City assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
Municipality	Westbrook City
Unified School District	Westbrook (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$3,656.00 (+10.19%)	$219,200 (+19.59%) Land $80,800 Building $138,400
2022	$3,318.00	$183,300 Land $67,300 Building $116,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1999–2010)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 2010 · Severe Winter Storm

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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