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3 N Central Ave, #ENT, Duluth, MN 55807 Property Records

St. Louis County property record for 3 N Central Ave, #ENT, Duluth, MN 55807

Property Summary

Property TypeCommercial
Details2,100 sqft · built 1975
Lot Size0.23 acres (9,999 sqft)
OwnerCompany Name on Record
Last Sale$450,000 (Aug 2026)
Tax Bill$11,548 (2026)
Deeds & MortgagesAug 2026 Sale
Aug 2026 Sale
+ 8 more
Flood ZoneZone X (minimal risk)
APN010-0890-10490

Property Details

APN / Parcel Number

Primary APN010-0890-10490
Alternative APNs
  • 1119015
  • 980897

Interior

Stories1 Story
Building Area2,100 sqft Gross Area
1st Floor Area2,100 sqft
FlooringVinyl/Resilient
ElevatorElevator

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 2007
Exterior MaterialBrick Veneer
Lot Area9,999 sqft (0.23 acres)
View / LotAverage

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number980897
Street Address3 N CENTRAL AVE, ENT
CityDULUTH
StateMN
Zip55807
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionLOTS 17, 18, 19, 20, 21 AND THE E1/2 OF LOT22, BLOCK 33 SERIAL #
Legal SubdivisionDULUTH HEIGHTS 6TH DIV
Legal Block33
Legal Lot Number17-22
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group1
Census Block1028
Census Tract301

Owner

Source: St. Louis County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address314 BUCHANAN ST NE, MINNEAPOLIS, MN 55413-2502
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2026Warranty Deed, Transfer
OLD REPUBLIC TITLE
Aug 20, 2026Re-recorded Document
OLD REPUBLIC TITLE
Jul 18, 2024Re-recorded Document
FIRST AMERICAN TITLE
Jul 9, 2024Warranty Deed, Transfer
FIRST AMERICAN TITLE
Nov 10, 2021Intrafamily Transfer, Transfer
FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO
Oct 27, 2021Re-recorded Document
FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO
Oct 14, 2021Intrafamily Transfer, Transfer · Construction Mortgage
WESTERN NATIONAL BANK
Oct 14, 2021Warranty Deed, Transfer
FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO
Oct 27, 2021Re-recorded Document
FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO
Feb 5, 2020Loan Modification, Mortgage
WESTERN NAT'L BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 20, 2026 · Amount on Record
Deed SaleAug 20, 2026 · Amount on Record
Prior SaleAug 12, 2026 · Amount on Record
Deed Document Number20261538817
Prior Transfer DateOct 1, 2021
Prior Transfer Doc0001428390
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateAug 12, 2026
Document Number0001104731
Instrument DateAug 11, 2026
Instrument20261104731
Transaction TypeTransfer
Record UpdatedAug 27, 2026
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
Tax$149,985.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
Address314 BUCHANAN ST NE, MINNEAPOLIS, MN 55413-2502

August 2026: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionST LOUIS MN
Recording DateAug 20, 2026
Document Number0001538817
Instrument DateJul 31, 2026
Instrument20261538817
Record UpdatedSep 1, 2026
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
Tax$149,985.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
Address314 BUCHANAN ST NE, MINNEAPOLIS, MN 55413-2502

July 2024: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionST LOUIS MN
Recording DateJul 18, 2024
Property Address3 N CENTRAL AVE # ENT, ENT, DULUTH, MN 55807
Document Number0001491788
Instrument DateJun 26, 2024
Instrument1491788
Record UpdatedOct 21, 2025
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$1,646.70
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1320 GRAND AVE, SUPERIOR, WI 54880-1726

July 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateJul 9, 2024
Property Address3 N CENTRAL AVE # ENT, ENT, DULUTH, MN 55807
Document Number0001080867
Instrument DateJun 26, 2024
Instrument1080867
Transaction TypeTransfer
Record UpdatedOct 21, 2025
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$1,646.70
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1320 GRAND AVE, SUPERIOR, WI 54880-1726

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST LOUIS MN
Recording DateNov 10, 2021
Property Address3 N CENTRAL AVE # ENT, ENT, DULUTH, MN 55807
Document Number0001049389
Instrument DateOct 29, 2021
Instrument1049389
Transaction TypeTransfer
Record UpdatedOct 21, 2025
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1934 LONDON RD, DULUTH, MN 55812-2038

October 2021: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionST LOUIS MN
Recording DateOct 27, 2021
Property Address3 N CENTRAL AVE # ENT, ENT, DULUTH, MN 55807
Document Number0001428389
Instrument DateOct 1, 2021
Instrument1428389
Record UpdatedOct 21, 2025
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1934 LONDON RD, DULUTH, MN 55812-2038
InvestorPossibly a Property Investor

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST LOUIS MN
Recording DateOct 14, 2021
Property Address3 N CENTRAL AVE # ENT, ENT, DULUTH, MN 55807
Document Number0001048210
Instrument DateOct 1, 2021
Instrument1048210
Transaction TypeTransfer
Record UpdatedOct 21, 2025
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1934 LONDON RD, DULUTH, MN 55812-2038

Mortgage

Document Number0001048211
DateOct 14, 2021
Instrument1048211
Lender
NameWESTERN NATIONAL BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term60 Months
DueOct 1, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateOct 14, 2021
Property Address3 N CENTRAL AVE # ENT, ENT, DULUTH, MN 55807
Document Number0001048209
Instrument DateOct 1, 2021
Instrument1048209
Transaction TypeTransfer
Record UpdatedOct 21, 2025
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
Tax$1,420.89
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1934 LONDON RD, DULUTH, MN 55812-2038
InvestorPossibly a Property Investor

October 2021: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionST LOUIS MN
Recording DateOct 27, 2021
Property Address3 N CENTRAL AVE # ENT, ENT, DULUTH, MN 55807
Document Number0001428390
Instrument DateOct 1, 2021
Instrument1428390
Record UpdatedOct 21, 2025
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1934 LONDON RD, DULUTH, MN 55812-2038

February 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST LOUIS MN
Property Address3 W CENTRAL ENTRANCE, DULUTH, MN 55811-3433
Document Number00A1387290
Instrument DateFeb 5, 2020
Transaction TypeMortgage
Record UpdatedSep 18, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1934 LONDON RD DULUTH MN 558122038, DULUTH, MN 55812-2038

Mortgage

Document Number00A1387290
DateAug 7, 2020
InstrumentA1387290
Lender
NameWESTERN NAT'L BK
TypeBank
AddressDULUTH, MN 55816-0050
Agreement
Term12 Months
DueAug 6, 2021

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,548.00 (+190.01%)
2025$3,982.00 (-2.74%)$412,100 (+227.58%) Land $412,100$412,100 (+227.58%) Land $412,100
2024$4,094.00$125,800 (-) Land $125,800$125,800 (-) Land $125,800
2022$125,800 Land $125,800$125,800 Land $125,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDuluth
serves 86,859 people · EPA ID MN1690011
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

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